Cards Technical Implementation Lead

Job Title Cards Technical Implementation Lead Term 12 months Location Riyadh KSA- onsite Division Cards amp Payments Retail Banking

Relevant experience 10 years in payments technology card issuing processing and technical implementation

• Hands-on end-to-end technical implementation experience across consumer and commercial card programs (credit + wallet/prepaid)
• Direct experience with principal membership setup and ICA enablement with a major card scheme Processor integration experience (e.g. tier-1 issuer processor)
• Knowledge of SAMA regulatory framework for card issuance and consumer finance licensing Fluent English immediately available or within 30-day notice

A BNPL platform launching mass consumer credit cards wallet-linked prepaid cards and commercial card products This role embeds a dedicated specialist within the client s KSA technology and product teams to drive the full technical implementation and productionisation of card programs The KSA market operates under a principal membership model with the Processor requiring BIN request and setup ICA assignment scheme certification and physical digital card launch For the right candidate this is a rare opportunity to lead a greenfield card launch for a high-profile fintech directly shaping how card products reach millions of consumers

• Lead the full technical delivery lifecycle across consumer credit wallet linked and commercial card programs for the KSA market developing and maintaining comprehensive project plans covering BIN request setup ICA assignment CMS integration processor connectivity and Mastercard scheme certification measured by on time milestone delivery 90 Drive principal membership enablement coordinating ICA assignment membership documentation and regulatory submissions to SAMA ensuring membership is operationally active within the first 8 weeks
• Oversee card productionisation and digital issuance from card design and personalisation through production fulfilment and digital provisioning ensuring integration with NI processing platform personalization bureau per scheme requirements
• Execute digital wallet and tokenisation launch Apple Pay Google Pay xPay including MDES setup tokenisation services deployment to production 3DS authentication configuration and end-to-end digital provisioning flow validation
• Lead scheme certification and quality assurance including MIP testing parametrisation workbook completion package configuration SIT UAT performance testing and security testing ensuring 100 of P1 P2 defects are resolved prior to go-live
• Manage authorisation authentication and dispute management configuration ensuring post-launch operational readiness including production incident management initial stabilisation and comprehensive handover documentation for BAU operations teams
• Coordinate across all parties Processor personalization bureaus and the client s product technology and compliance functions facilitating workshops solution design sessions and weekly monthly governance cadence

• indicative Card programs technically launch-ready
• BIN setup scheme certification within first 3 months
• Project milestones delivered on-time
• Against agreed project plan
• Critical defects resolved pre-launch
• Prior to go-live Digital wallet xPay provisioning live Apple Pay Google Pay minimum
• Weekly status reporting amp monthly Steer Co cadence
• Stakeholder satisfaction client feedback - Quarterly feedback from client Head of Personal Banking

Domain Expertise Bachelor s degree in Computer Science Information Systems Engineering or related field
10 years in payments technology card issuing processing and technical implementation program management

Proven track…