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Chief Technology Officer; Fintech

Job in Riyadh, Riyadh Region, Saudi Arabia
Listing for: Confidential Careers
Full Time position
Listed on 2026-09-21
Job specializations:
  • IT/Tech
    Cybersecurity, Information Security & Data Protection, Cloud Computing: Infrastructure & Operations, FinTech
Salary/Wage Range or Industry Benchmark: 400000 - 700000 SAR Yearly SAR 400000.00 700000.00 YEAR
Job Description & How to Apply Below
Position: Chief Technology Officer (Fintech)

The CTO will lead the company’s technology vision, strategy, and execution, ensuring scalable, secure, and high-performing platforms to support rapid growth in the fintech space. The role requires deep expertise in financial technologies, digital lending/payment systems, and regulatory-compliant architectures, with a strong focus on automation, speed-to-market, and customer experience.

Key Responsibilities
  • Define and execute the overall technology strategy aligned with business goals and growth plans
  • Lead the development of scalable, secure, and high-availability fintech platforms (e.g., lending, payments, wallets)
  • Oversee end-to-end architecture
    , including cloud infrastructure, APIs, and microservices
  • Ensure full compliance with regulatory requirements (e.g., SAMA, PCI-DSS, data privacy)
  • Drive automation and system optimization
    , enabling fast onboarding and near real-time transaction processing
  • Lead and scale high-performing engineering, data, and IT teams
  • Manage relationships with technology vendors, partners, and regulators
  • Implement best practices in cybersecurity, data protection, and risk management
  • Collaborate with Product and Business teams to deliver customer-centric digital solutions
  • Oversee technology budgeting, cost optimization, and ROI tracking
Key Requirements
  • Bachelor’s or Master’s degree in Computer Science, Engineering, or related field
  • 10–15+ years of experience in technology leadership roles, with a strong focus on fintech
  • Strong understanding of fintech regulations and compliance frameworks
  • Hands-on experience with cloud platforms (AWS, Azure, or GCP) and modern architectures (microservices, APIs)
  • Experience building highly automated platforms with minimal manual intervention
  • Strong knowledge of data architecture, analytics, and AI-driven decisioning is a plus
  • Demonstrated ability to scale systems and teams in fast-paced environments
Preferred Experience
  • Experience in B2C fintech platforms
    , especially micro-lending or instant loan applications
  • Background in delivering fast onboarding and disbursement journeys (e.g., loans within minutes)
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