KSA Underwriting Lead Analyst - Cigna Healthcare

** Experience-Rated Underwriting
*** Evaluate, modify and price benefits for large corporate new business and renewal quotations in compliance with underwriting guidelines.
* Build effective relationships with sales and client management partners to win and retain business
* Identify possible areas of improvement in the Large Corporate underwriting workflow.
* Collaborate with underwriters in the other offices on regional opportunities.
** Focus on Data Governance and Process Improvements
*** Assess, validate and analyse datasets available for underwriting, with clear understanding of the underlying concepts.
* Ensure data governance and consistency across underwriting data pipelines and reporting tools.
* Drive automation of reporting tools and improve data models for scalable analysis.
** Performance Monitoring and Reporting
*** Develop and manage portfolio reporting across key underwriting, portfolio and financial KPIs.
* Conduct variance analysis (actual vs. expected, plan delivery, forecasts) and identify key performance drivers.
** Portfolio Management and Optimisation
*** Assess and challenge pricing strategies across business segments and channels.
* Evaluate the impact of pricing thresholds and decisions on growth, profitability and market standing.
* Support and own pricing frameworks and underwriting guidelines, including periodic review.
** Business Insights and Stakeholder Management
*** Provide analytical input into annual operating plans, forecasts and strategic plans.
* Identify structural performance gaps across segments, channels and locations, and translate data into actionable recommendations.
* Support cross-functional initiatives with Sales, Strategy & Planning, Actuarial, Finance and Operations.
** Governance and Control
*** Ensure effective embedded controls to detect inappropriate underwriting practices.
* Ensure underwriting policies, procedures and guidelines are implemented, enforced and periodically reviewed.
* Keep underwriting practices compliant with the latest regulatory requirements and Cigna standards.