KSA Underwriting Lead Analyst - Healthcare

• Evaluate, modify and price benefits for large corporate new business and renewal quotations in compliance with underwriting guidelines.
• Build effective relationships with sales and client management partners to win and retain business
• Identify possible areas of improvement in the Large Corporate underwriting workflow.
• Collaborate with underwriters in the other offices on regional opportunities.

• Assess, validate and analyse datasets available for underwriting, with clear understanding of the underlying concepts.
• Ensure data governance and consistency across underwriting data pipelines and reporting tools.
• Drive automation of reporting tools and improve data models for scalable analysis.

• Develop and manage portfolio reporting across key underwriting, portfolio and financial KPIs.
• Conduct variance analysis (actual vs. expected, plan delivery, forecasts) and identify key performance drivers.

• Assess and challenge pricing strategies across business segments and channels.
• Evaluate the impact of pricing thresholds and decisions on growth, profitability and market standing.
• Support and own pricing frameworks and underwriting guidelines, including periodic review.

• Provide analytical input into annual operating plans, forecasts and strategic plans.
• Identify structural performance gaps across segments, channels and locations, and translate data into actionable recommendations.
• Support cross-functional initiatives with Sales, Strategy & Planning, Actuarial, Finance and Operations.

• Ensure effective embedded controls to detect inappropriate underwriting practices.
• Ensure underwriting policies, procedures and guidelines are implemented, enforced and periodically reviewed.
• Keep underwriting practices compliant with the latest regulatory requirements and Cigna standards.

Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

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