Credit Analyst Job Sacramento area,California USA,Finance & Banking

Purpose

The Credit Analyst I supports the credit and collections process by managing customer accounts, coordinating with internal departments, and ensuring timely and accurate billing and payment application. This role maintains strong communication with customers and project teams, prepares lien waivers and assists with billing packages, and performs accounting tasks to ensure compliance, resolve discrepancies, and support the financial health of construction and materials projects.

Focus

& Scope

Essential duties and responsibilities, i.e. those which are basic, necessary, and an integral part of the job, are indicated below:

Actively supports the achievement of the company and business unit's goals and objectives by performing collections for the Credit Department to assist in minimizing potential losses to the Company.

Collaborates across company and supports consistent technical practices.

Adheres to policies, procedures and standards that protect the company's assets.

Promotes and protects Teichert's values including teamwork, fair work environment and respect of others in order to maintain a "team" spirit within the business unit and on project teams; works and cooperates with other disciplines across company lines to ensure maximum and best uses of Teichert resources.

Builds and maintains positive working relationships with internal and external customers.

Maintains a positive impression of the department and company with external customers through professional interactions.

Promotes and protects the community perception of Teichert.

Technical / Specialty Area

Contributes to the smooth operation of the Credit Department by providing administrative support to Teichert business unit (s) which may include some or all of the following:

Responds to customer inquiries professionally, researches and resolves account discrepancies, and serves as a communication liaison between customers and internal departments to ensure timely issue resolution.

Set up new customers and job accounts in the Vista ERP system in coordination with project teams.

Manage collection of construction receivables by coordinating with Project Accounting on billing and conducting regular follow-ups with customers to monitor payment status and resolve outstanding balances.

Collaborate with internal departments to gather missing documentation or resolve issues that delay payment.

Maintain strong cross-functional relationships, particularly with construction operations, to support billing and collections processes.

Validates daily cash payment variances and review aging reports to ensure accurate application of adjustments and prioritize collection efforts for construction and materials accounts.

Assist in the submittal of monthly billing packages, including initial and follow-up lien waivers, in alignment with construction billing cycles.

Issue updated lien waivers to reflect received payments and maintain compliance with project and legal requirements.

Performs a range of routine to complex accounting tasks, ensuring accuracy, compliance, and adherence to critical deadlines.

Monitor customer accounts to identify early indicators of financial risk and recommend adjustments to credit terms as needed.

Collaborate with operations and legal teams to evaluate project-specific risks, including contract terms and lien rights.

Maintain accurate and up-to-date credit documentation and account records within internal systems.

Assist with periodic credit reviews, audits, and the preparation of reports for senior management.

Stay informed on industry trends, construction market conditions, and payment risk factors to support sound credit decisions.

Relationships, Qualifications and Requirements, & Competencies Key Relationships

Reports to:

Credit Manager

Direct reports:

None

External clients:

Vendors, Contractors, Financial Institutions, and Government Agencies

Internal clients:

Project Accounting, Finance, Contracts, and all employees of the Teichert Family of Companies

Role Qualifications & Requirements

Education:

Bachelor's Degree in Finance, Business Administration, or related field or an equivalent combination of training and related experience.

Experience & Industry Expertise:

1-3 years in a Commercial Credit environment or an equivalent combination of technical training and related experience.
Knowledge of Construction industry a plus
Credit Business Associate (CBA) designation from NACM or ability to obtain required.

Specific

Job Requirements:

Must be proficient in computer software skills…