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Commercial Loan Officer, SVP

Job in St. Charles, Saint Charles, Kane County, Illinois, 60174, USA
Listing for: First Mid
Full Time position
Listed on 2025-12-31
Job specializations:
  • Finance & Banking
    Banking & Finance, Risk Manager/Analyst
Job Description & How to Apply Below
Location: St. Charles

Commercial Loan Officer, SVP – Join to apply for the Commercial Loan Officer, SVP role at First Mid
.

At First Mid, base salary is one component of our Total Rewards program. Compensation is determined by factors such as education, skills, internal equity, and experience. This position offers discretionary short‑term incentives (bonus, incentives, and/or commission) and comprehensive benefits including healthcare, well‑being benefits, paid family leave, paid time off, banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401(k) plan with company match.

Responsibilities
  • Ensure the asset quality of the assigned loan portfolio, reviewing delinquency reports and maintaining low loan delinquency rates.
  • Manage, supervise, and grow individual loan and commercial deposit portfolios; develop and maintain the existing customer base.
  • Solicit new customers and negotiate rate and loan terms for new and renewal loans.
  • Cross‑sell other bank services such as retail deposits, cash management, retail lending, and wealth management services.
  • Analyze customer credit applications, balance sheets, profit and loss statements, and cash flow projections to make sound loan decisions.
  • Participate as a member of various bank committees as assigned.
  • Represent the bank and provide leadership in key community activities and committees.
  • Attend professional associations, conventions, conferences, and seminars.
  • Complete required training associated with the job function.
  • Perform related duties as assigned.
Qualifications
  • Bachelor’s degree in Finance, Business Administration, or equivalent commercial and/or consumer lending training.
  • 7+ years of experience in commercial lending with relevant knowledge of CRE and C&I lending.
Skills
  • Thorough knowledge of the company’s products and services.
  • High analytical skills for loan analysis and monitoring in consideration of market trends.
  • Strong interpersonal skills to interact with customers and potential customers professionally.
  • Adequate knowledge of internal policies and procedures and applicable state and federal laws and regulations.
Total Rewards
  • Competitive health, dental & vision coverage with HSA match.
  • 401(k) with employer match and Employee Stock Purchase Plan.
  • Generous PTO, paid holidays & parental leave.
  • Tuition reimbursement & performance‑based bonuses.
Seniority Level

Executive

Employment Type

Full‑time

Job Function

Finance and Sales

First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state‑protected classification.

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT.

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