Commercial Real Estate Support Analyst

Who We Are

United Financials Capital (UFC) is a commercial real estate loan origination and lending platform built by Minnesota credit unions to better serve their members. UFC unites partner institutions across the Upper Midwest through collaboration, shared expertise, and efficient execution to expand credit unions’ reach in commercial real estate lending.

Our platform enables credit union owners to book high-quality loans directly on their own balance sheets while reducing internal staffing demands, diversifying portfolios, and delivering essential financial services to members. UFC is highly selective and credit-focused, managing loans across four core asset classes:
Multifamily, Retail, Industrial, and Senior Healthcare, with typical loan sizes ranging from $2 million to $35 million.

Credit unions have invested in UFC to create a dynamic vehicle for growth in both liquid and tight markets, and we are now expanding our team with the addition of a Commercial Real Estate Support Analyst.

Position Overview

UFC is hiring a Commercial Real Estate Support Analyst to provide front-end credit review and transaction support for our lending operations. This role focuses on analyzing incoming loan opportunities, evaluating sponsor and collateral strength, and preparing professional, committee-ready credit packages for presentation to UFC’s Credit Committee.

As transactions advance, this position will coordinate closely with UFC stakeholders – including accounting, underwriting, legal, servicing, and title teams, to ensure opportunities move efficiently from approval through closing, onboarding, and booking on UFC’s platform.

This role also offers a unique opportunity to engage with senior leadership and work alongside some of the most respected C-level leadership teams in the credit union industry.

Key Responsibilities

• Perform detailed front-end loan file review with focus on credit quality, sponsor strength, collateral, and deal structure.
• Analyze rent rolls, operating statements, appraisals, environmental reports, insurance policies, and title commitments.
• Prepare clear, concise credit narratives and committee-ready credit packages for the Credit Committee, executive team, and Board.
• Coordinate transaction execution by working closely with:
  • Accounting team to record and book loans.
  • Underwriting team on financial modeling and conditions tracking,
  • Outside vendors on appraisal, environmental due diligence and site visits,
  • Legal counsel on participation and control documentation,
  • Servicing partners on post-approval requirements,
  • Title and insurance vendors on closing deliverables.
• Communicate with borrowers on loan underwriting, documentation requests and status updates.
• Communicate with credit union partners and committees throughout the transaction lifecycle.
• Support leadership with out-of-the-box problem solving, pipeline management, and transaction execution.
• Manage and maintain UFC’s SharePoint document management system, ensuring loan files and supporting documentation are organized, complete, version-controlled, and audit-ready.
• Perform other duties as may be requested or assigned.

Required Qualifications

• Experience as an analyst in the CRE lending space within a bank, credit union, or financial platform.
• Solid understanding of commercial real estate fundamentals and credit presentation.
• Strong written and verbal communication skills with a personable, professional demeanor.
• Highly organized, self-driven, and capable of managing multiple opportunities simultaneously.
• Collaborative mindset; team-oriented approach.
• Strong proficiency in Microsoft Word and Excel.
• Experience supporting or managing document management systems, preferably SharePoint or similar platforms.

Technical Skills

• Strong working knowledge of Excel…