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Structured Finance Analyst

Job in St. Cloud, Saint Cloud, Stearns County, Minnesota, 56301, USA
Listing for: U.S. Bank
Full Time position Listed on 2026-11-09
Job specializations:
  • Finance & Banking
    Banking Operations, Banking & Finance, Financial Analyst, Bank Customer Service
Salary/Wage Range or Industry Benchmark: 39000 - 51000 USD Yearly USD 39000.00 51000.00 YEAR

Job Description & How to Apply Below

Location: St. Cloud

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Are you detail-oriented, analytical, and energized by work where accuracy matters? Join our Structured Finance team as a Structured Finance Analyst
, where you'll play an important role in supporting complex financial relationships and ensuring high-volume payment activity is completed accurately and on time.

What you'll do

In this role, you'll manage responsibilities associated with an assigned portfolio of Structured Finance accounts. Your day-to-day work may include:

  • Preparing and processing high-volume wire payments and other financial transactions
  • Reviewing information for accuracy and ensuring payments are completed correctly and on schedule
  • Using Excel-based processes that include formulas, macros, and manual data entry
  • Researching exceptions and troubleshooting issues before escalating them
  • Communicating with clients, calculation agents, and internal partners to address questions or issues
  • Analyzing requests to ensure they align with established procedures before taking action
  • Taking on additional account relationships and responsibilities as your knowledge develops
  • Supporting projects and helping teammates as a knowledgeable Grade 10 team member
What will help you succeed

We're looking for someone who can stay organized and thoughtful in a fast-paced environment. You'll be well positioned for success if you bring:

  • Strong attention to detail and the ability to double-check your work
  • Working knowledge of Microsoft Excel. Advanced Excel expertise is a plus, but not required
  • Strong analytical and problem-solving skills
  • Clear, professional communication skills
  • The ability to stay composed and make thoughtful decisions when priorities become urgent
  • Curiosity and a willingness to understand the reasoning behind processes rather than simply completing individual steps
  • Initiative to troubleshoot issues, ask good questions, and take ownership of your work

Candidates do not need to come directly from Structured Finance or banking operations. The hiring manager is open to a broad range of backgrounds when candidates can demonstrate transferable skills, including experience from banking, financial services, client-facing roles, retail, hospitality, or recent education

Basic Qualifications
  • Associate's degree or technical education, or equivalent work experience
  • Three or more years of related experience
Location
  • St. Paul, MN
    - West Side Flats
  • Monday
    - Friday: 8am-4:30pm

This role requires working from a U.S Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five…

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