Mortgage Loan Officer

Mortgage Loan Officer

Job Type: Full-time |

Location:

St. George, Utah | Seniority Level: Mid-Senior Level |

Employment Type:

Full-time | Job Function:
Finance and Sales

Chartway Federal Credit Union is committed to building a diverse and inclusive workplace. All backgrounds, viewpoints, and life experiences are welcome.

• Pre-qualify members and choose appropriate loan plan options.
• Interview members to complete applications, gather necessary documents, assemble loan files, issue preliminary disclosures, and prepare loan applications for processing.
• Advise members on loan process timelines, rates, fees, APR, and other key financing elements.
• Cross-sell additional credit union products and services that complement and enhance member financial well‑being.
• Participate and pass all required Continuing Education work as requested by Chartway and regulatory agencies.

• Solid understanding of the real estate industry, home purchase market, and home‑buying life cycle.
• Knowledgeable of mortgage program guidelines for credit union‑approved mortgage loan products, Loan Estimate, Closing Disclosure, TRID, interest rates, and APR.
• Compliance with federal, state, and local laws and credit union policy related to Fair Credit, Equal Housing Opportunity, Truth in Lending, and Home Mortgage Disclosure Act.
• Excellent sales skills to match member needs with credit union products and effectively position benefits for first‑mortgage financing.
• Ability to coach and train team members to generate mortgage referrals.
• Ability to organize, plan, develop, and deliver home‑buying seminars to both Realtors and members.
• Ability to build a network of mortgage referral sources within the community.
• Excellent communication and public‑relations skills for building relationships with internal and external contacts.

• Associate’s degree or equivalent experience.
• Minimum 2–3 years of first‑mortgage lending sales experience, including both purchase and refinance loans.

Chartway offers a competitive salary and a comprehensive benefits package. Candidates must have a good credit history for consideration. Salary requirements must be included and resumes must be accompanied by a Chartway Employment Application for consideration.

Chartway Federal Credit Union is an EOE/M/F/Disability/Vet Employer. If a reasonable accommodation is needed for the job interview process, please contact our Talent Acquisition Team at 1‑877‑319‑4818 extension 74862 or email