Hud-Certified Homeownership Counselor

Job Details:

Job Location:

Garfield - St. Louis, MO, Salary Range: $52000.00 - $57000.00 Salary/year

Beyond Housing is a nationally recognized community development organization that works to strengthen families and transform under-resourced communities to create a stronger, more prosperous St. Louis region for all.

Our comprehensive model is built on the understanding that strengthening families and transforming under-resourced communities isn't simple - it's complex and requires a comprehensive, multi-pronged effort.

Over the years, we have created the infrastructure of staff, partners, programs, and relationships that is essential for fulfilling our comprehensive model in order to create a stronger St. Louis - once and for all.

Our work brings civic leaders, targeted nonprofits, corporate partners, and residents together to create meaningful and lasting change and is focused in the 24:1 Community - a community comprised of multiple municipalities within the Normandy Schools footprint in North St. Louis County.

Hub-Certified Home ownership Counselor works to build healthy communities and expand home ownership. As a HUD-approved Housing Counseling Agency (HCA) and Neighbor Works' Home ownership Center, Beyond Housing's goal is to promote and support asset building, and ensure successful, sustainable home ownership for people of all income levels and backgrounds.

The HUD-Certified Home ownership Counselor is responsible for facilitating the HUD-approved homebuyer education and counseling sessions, which include pre- and post-purchase group education classes and individual counseling sessions. As both an educator and a coach, the Housing Counselor provides information to enhance the client's progress toward their goals. The counseling sessions may cover a broad array of areas related to the skills, knowledge, and confidence necessary to qualify for, finance, select, buy, and maintain a home.

Specifically, the home ownership counselor will assess the client's readiness to purchase, analyze credit, budgeting, debt reduction, credit building, and current mortgage guidelines. In addition, the HUD-Certified Home ownership Counselor can provide referrals to Beyond Housing community partners, including professional lenders, realtors, home inspectors, and property insurers.

• Facilitates and leads HUD-approved homebuyer education course and financial workshops.
• Updates course content and delivery utilizing adult education principles and participatory techniques.
• Conducts comprehensive individual one-on-one counseling sessions.
• Identifies the required tools and establishes a system for assessing mortgage-readiness status, triaging clients, identifying obstacles, developing strategies to address obstacles, assigning customer tasks, and facilitating clients' progress toward their goal.
• Maintains schedule of appointments for counseling sessions including follow-ups to ensure client is working toward their identified goals.
• Maintains electronic file for each counseling customer that includes credit report, household financial analysis, income documentation, action plan(s), budget, referrals to service providers, and other information as necessary.
• Maintains and updates the client records both during and after each counseling session and adheres to strict codes of ethics and all policy guidelines established by HUD, Neighbor Works, as well as internally, including compliance and confidentiality of files.
• Ensures customer satisfaction is a priority of the counseling program.
• Assists other staff with assigned special projects and other tasks deemed necessary to achieve the overall goals and operate a successful home ownership program.
• Participates in the establishment of annual goals and…