Senior Loan Processor

Location: St. Louis

Posted Friday, January 9, 2026 at 7:00 AM

Midwest Bank Centre is proud to be recognized as one of St. Louis’ Top Workplaces since 2021! Are you ready to lead with purpose and make a real impact on our community? Join Our Team and Make a Difference at Midwest Bank Centre!

Why Midwest Bank Centre? Our company culture is all about engagement and collaboration with our teams. We value diversity, inclusion, and innovation. When you join Midwest Bank Centre, you're not just joining a company; you're joining a community of like-minded individuals who are dedicated to making a positive impact.

We are committed to making meaningful, long-term investments in communities that lift everyone up so we can all RISE TOGETHER. Our commitment to shared prosperity, our investment in Community and Economic Development and our dedication to diversity and inclusion are reflected in the ways Midwest Bank Centre lives its purpose.

Objectives of this Role

• Prepare accurate mortgage application documentation for loans to meet Fannie/Freddie/FHLB/GNMA, FHA, VA, USDA, MI and in-house underwriting guidelines
• Analyze and monitor receipt of credit and collateral documents
• Provide Processing support for loan officers
• Maintain compliance with all regulations throughout the application process
• Confirm accuracy of application data through analysis and verifications.
• Provide training and support within all areas of mortgage operations.
• Ability to conduct a junior underwriting analysis of a loan for appropriate pre-approval.

Essential Functions

• Prepare proper application and documentation to protect Bank’s interest and mitigate risk
• Obtain processing documents to ensure timely issuance of loan commitments and closings (e.g., appraisal, title, income verification, asset verification; etc.)
• Skilled ability to determine necessary documents for mortgage file, including collateral and regulatory documents through trained/learned experience with AUS and underwriting requirements.
• Determine the validity and completeness of mortgage application and processing documents
• Satisfactory review of all documents to meet all federal, state, secondary market and in-house underwriting and compliance guidelines
• Scan and index documents in an accurate and organized fashion for submission to underwriting and proper submission to investors and/or auditors.
• Clear all conditions from underwriting and release approved mortgage to closing
• Prepare mortgage file and submit to closing in timely manner to remain compliant with guidelines.
• Communication with the mortgage loan officers and customers as it relates to customers, applications, loan commitments, closings, lock expiration dates and documentation
• Ability to effectively manage the entire pipeline to ensure timely completion of the mortgage process.
• Main point of contact to ensure a seamless experience through the mortgage process.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities are as required and may change at any time with or without notice.

Supervisory Responsibilities – None

• Customer Centric Focus
• Diversity and Inclusion
• Act with Integrity
• Collaboration and Teamwork
• Results Oriented/Execution
• Business Acumen

Skills and Qualifications

• High school diploma or equivalent
• Basic math and computer skills
• Excellent communication (written and verbal), customer service, organization, and time management skills
• Ability to handle high workload and maneuver through multiple tasks efficiently
• Ability to pass a background check
• Strong dedication to accuracy and efficiency
• Minimum of 5-7 years in mortgage loan processing is required
• Knowledge of FHA/VA/USDA/Down Payment Assistance programs and their systems preferred.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk or hear. This is largely a sedentary role; however, some filing is required. This would require…