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Field Claims Property Adjuster- St. Louis, MO

Job in St. Louis, Saint Louis, St. Louis city, Missouri, 63105, USA
Listing for: Farmers Insurance
Full Time position
Listed on 2026-01-01
Job specializations:
  • Insurance
    Insurance Claims, Property Insurance
Job Description & How to Apply Below
Location: St. Louis

Field Claims Property Adjuster
- St. Louis, MO

Join to apply for the Field Claims Property Adjuster
- St. Louis, MO
role at Farmers Insurance

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Join to apply for the Field Claims Property Adjuster
- St. Louis, MO
role at Farmers Insurance

We are Farmers!
We are… more than just your favorite commercials. At Farmers, we strive to deliver peace of mind to our customers by providing protection and comprehensive advice and delivering in the moments of truth.

That means having people who can help us meet changing customer and business needs. Farmers high-performance culture is focused on results and the people who achieve them. We hold ourselves and others accountable for sustainably growing the business and each other. We seek solutions, own our actions, and grow through discomfort. We see setbacks as opportunities while continuously asking ourselves how we impact our customers.

Farmers is an award winning, equal opportunity employer, committed to the strength of an inclusive workforce. We are dedicated to supporting the well‑being of our people through our extensive suite of benefits, as well as the well‑being of the communities we serve through employee volunteer programs and nonprofit partnerships. Helping others in their time of need isn’t just our business—it’s our culture!

To learn more about our high‑performance culture and open opportunities, check out  and be sure to follow us on Instagram, Linked In, and Tik Tok.

Workplace:
Remote

Farmers believes in a culture of collaboration, creativity, and innovation, which thrives when we have the ability to work flexibly in a virtual setting as well as the opportunity to be together in person. Our hybrid work environment combines the best of both worlds with at least three (3) days in office and up to two (2) days virtual for employees who live within fifty (50) miles of a Farmers corporate office.

Applicants beyond fifty (50) miles may still be considered.

Job Summary
  • Investigates, determines liability, confirms coverage, establishes damages, and negotiates settlement of claims.
  • Will also be required to maintain an active adjusters license in states where required.
Essential Job Functions
  • Investigates, confirms coverage, determines liability, establishes damages, reports status and negotiates the settlement of assigned cases (has authority to make payment of assigned claims within prescribed limits).
  • Adjusts all types of homeowner’s property claims.
  • Inspects damaged property, and determines claims related damage.
  • Estimates the cost of repair or replacement of damaged or stolen property.
  • Determines and reports on subrogation potential.
  • Reports theft, fraud, and arson losses as required to state and industry agencies.
  • Performs most duties on an individual basis, and work has a direct bearing on Management results.
  • Represents the Company from a public relations standpoint and must conduct oneself as a member of Management at all times.
  • Personal contacts are a major part of activity and include policyholders, claimants, agents, witnesses, repair facilities, contractors, police and fire departments, state and county fraud and arson personnel, special investigators, attorneys, expert witnesses, members of the medical profession and all other persons incident to the investigation and processing of claims.
  • Performs other duties as assigned.
Physical Actions
  • Bending, Pulling, Sorting Carrying up to 50 lbs.
  • Climbing of a 1 story ladder and traversal of low to moderately pitched roofing
  • Pushing, Speaking (English) Climbing, Reaching, Standing Key entering, Reading (English)
  • Walking, Kneeling, Seeing, Writing (English)
Physical Environment
  • Required job duties are normally performed in a climate‑controlled office environment, but with exposure to some or all of the following environments when in the field:
    Uncontrolled outside environmental conditions, Excessive Noise Levels, Chemicals, Chemical/Biological Conditions, Moving Mechanical Parts, Areas considered to be dangerous. Conditions, which could affect the respiratory system or skin such as: fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.
Education Requirements
  • High…
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