Underwriter, Insurance

Join Our Team as an Underwriter! Are you a detail-oriented professional with a knack for analyzing data and assessing risk? We're seeking an Underwriter to evaluate group experience data and determine rates for dental and vision insurance products. Collaborate with sales and account management teams to ensure seamless client interactions and contribute to our company's growth. Apply now to be part of a dynamic team that values accuracy, collaboration, and customer satisfaction!

The primary responsibility of the Underwriter is to evaluate and analyze group experience data for both prospective and existing accounts to determine appropriate rates for dental and vision insurance products. This role requires strong technical proficiency in assessing risk, applying underwriting methodologies, and ensuring rate accuracy in accordance with company guidelines to support organizational profitability and growth.

The Underwriter collaborates closely with Sales, Account Management, and internal business partners to ensure pricing accuracy, data integrity, and seamless execution of deliverables across departments.

Additionally, the Underwriter will be responsible for maintaining and managing the underwriting workflow within the SONIC system (the quote to card process). This includes monitoring workflow progress, updating task statuses, and verifying that all new group implementations and subsequent activities are processed accurately and efficiently through the system. The Underwriter will ensure data consistency, identify and resolve workflow exceptions, and partner with cross‑functional teams to enhance automation and improve process efficiency.

This position handles cases of moderate complexity and escalates more complex or non‑standard cases to the Senior Underwriter as appropriate.

This work may include but is not limited to:

• Analyzing group experience to determine accurate rates for dental and vision insurance products;
• Applying underwriting guidelines and principles to assess risk and competitive positioning;
• Preparing rates in a timely and accurate manner;
• Collaborating with account management, ensuring alignment with client needs and company objectives.

This work may include but is not limited to:

• Reviewing claims cost projections to ensure accurate pricing and anticipated margins;
• Identifying trends or discrepancies to improve future underwriting decisions;
• Maintaining detailed documentation for retrospective and financial analysis.

This work may include but is not limited to:

• Monitors, updates, and manages workflows to ensure timely completion of underwriting and implementation steps;
• Ensures that required documentation, approvals, and deliverables progress accurately through the workflow;
• Verifies data integrity within the system to support downstream functions such as contract issuance and plan setup;
• Identifies and resolves workflow exceptions or bottlenecks in collaboration with key business partners;
• Provides input and testing support for SONIC system enhancements to improve automation, reporting accuracy, and overall process efficiency.

This work may include but is not limited to:

• Preparing ASC contracts for new and existing clients based on group specifications;
• Collaborating with Compliance and other departments to finalize contract language and ensure consistency;
• Review and customize benefit booklets to accurately reflect approved plan designs.

This work may include but is not limited to:

• Communicating underwriting decisions and unique client features to account managers and implementation teams;
• Addressing underwriting‑related questions from internal departments, brokers, and clients;
• Representing the organization professionally at conferences, client meetings, and broker events, as needed.

This work may include but is not…