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F&I Manager; Business Manager

Job in St. Louis, Saint Louis, St. Louis city, Missouri, 63105, USA
Listing for: Sunset Ford of Waterloo
Full Time position
Listed on 2026-10-11
Job specializations:
  • Sales
    Automotive Sales
Salary/Wage Range or Industry Benchmark: 125000 - 250000 USD Yearly USD 125000.00 250000.00 YEAR
Job Description & How to Apply Below
Drive the Deal:
High-Performing F&I Manager Wanted at Sunset Ford

The Role:

Excellence Behind the Desk

Sunset Ford, a 5th-generation family-owned dealership and multi-year Ford President’s Award winner, is looking for an elite Finance & Insurance (F&I) Manager
.

We don't just need a "paper-pusher." We need a closer, a compliance expert, and a relationship-builder who can thrive in a high-volume environment. You will be the final touchpoint for our customers, ensuring they drive away protected, financed, and fully satisfied with their Sunset Ford experience.

Why Sunset Ford?
  • The Reputation: We’ve been a St. Louis staple since 1912. Our "Lifetime Warranty" on new vehicles is a massive competitive advantage that brings customers through the door and builds immediate trust.
  • The Volume: As a top-tier Ford dealer, you’ll have access to a massive inventory including the F-150, Bronco, Explorer and our exclusive Sunset Performance (Roush & Shelby) lineups.
  • The Support: Work alongside a professional sales management team that understands that F&I success starts with a clean handoff.
  • The Stability: Join a dealership group where the owners are on-site and invested in your long-term career growth.
Key Responsibilities
  • Maximize Profitability: Expertly present a menu of F&I products (Extended Warranties, GAP, Maintenance Plans, etc.) while maintaining high penetration rates.
  • Lender Relations: Build and maintain aggressive relationships with local and national lenders to secure the best rates and fast approvals for all credit tiers.
  • Compliance King/Queen: Ensure 100% compliance with federal, state, and local regulations. All paperwork must be "bulletproof" before it hits the accounting office.
  • Deal Flow Management: Manage Contracts-In-Transit (CIT) aggressively to ensure the dealership’s cash flow remains optimal.
  • Team Integration: Conduct regular training with the sales team to improve "turnover" quality and deal structure.
What You Bring to the Team
  • Proven Track Record: At least 2–3 years of experience as a high-performing Automotive F&I Manager.
  • The Numbers: Ability to demonstrate a high PVR (Per Vehicle Retail) and high product penetration consistently.
  • Tech Proficiency: Expert-level knowledge of dealership DMS systems and menu-selling software.
  • Unshakeable Ethics: A commitment to transparency and integrity—the Sunset Ford way.
  • Communication: The ability to explain complex financial terms to customers clearly, persuasive, and professional.
The Rewards
  • Industry-Leading Pay: A performance-based compensation plan with six-figure earning potential ($125k - $250k+) for top-tier talent.
  • Full Benefits: Premium medical, dental, and vision insurance.
  • Retirement: 401(k) with company matching.
  • Time Off: Paid vacation and holidays to recharge.
  • Employee Perks: Significant discounts on vehicles, parts, and world-class service.
Join the Legacy

If you are a top 5% F&I Manager who is tired of corporate politics and ready to work for a family that values your talent, we want to talk.

Sunset Ford St. Louis is an Equal Opportunity Employer M/F/D/V. We are committed to providing a safe, drug-free work environment. We ask that Applicants are willing to submit to a pre-employment background check. and have a clean and valid driver's license with a satisfactory driving record

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