Treasury Analyst; onsite​/hybrid

Join to apply for the Treasury Analyst (onsite/hybrid) role at Agri Bank (St. Paul, MN).

Location Notice:
Agri Bank is currently headquartered in downtown St. Paul. The office will relocate to Richfield, MN in August 2026.

As a key member of the Treasury team, you will support Agri Bank’s mission to feed the world. The Treasury Analyst completes the Transfer Pricing process, provides customer support, and performs loan data and financial market analysis as assigned.

• Maintains customer relationships and responds to questions regarding transfer pricing, lending products, custom quotes, rate locks, and market expertise.
• Explains Treasury policies and procedures relating to transfer pricing, including product and MCD assignment, fee structure, contract servicing actions, and ongoing monitoring and control processes.
• Prepares and provides educational material and other data intelligence to associations, Agri Bank Asset‑Liability staff, and Treasury management.
• Recommends appropriate topics for discussion in newsletters, manuals, and other communications.

• Utilizes query/reporting tools to mine information and formulate necessary analysis.
• Modifies system and processes as directed to accommodate new loan products or changing market risk elements.
• Scrubs loan data and ensures its integrity before staging it for Agri Bank’s Asset Liability Management (loan funding) and Asset Liability Risk Measurement analysis.

• Compiles financial market data on a daily, weekly, and monthly basis to build yield curves for use in pricing Agri Bank’s lending product offerings.
• Assesses and evaluates market data, identifies trends, irregularities, and risk factors.
• Identifies and recommends changes to yield curves, liquidity premiums, and call premiums used in Agri Bank’s pricing models for lending products.

• Completes day‑to‑day transfer pricing operations including calculation and publication of the Marginal Cost of Debt (MCD), resolving exceptions, calculating wholesale fees, and monitoring lending contract portfolios for adherence to Treasury policies and procedures.
• Determines whether MCDs are appropriately calculated and uploaded into the Funds Pricing System.
• Applies approved changes to bullet and callable curves used for pricing.

• Executes the custom quote process for assigning MCD and fees to large contracts based on valuation of underlying debt and embedded options for the specific structure of each contract.
• Decides on course of action for MCD adjustments, product adjustments, fee waivers (up to $10,000), additional fees required, or other actions.

• Maintains models for the pricing of lending products, ensuring key pricing assumptions are used.
• Documents operational processes for pricing new products as needed.

• Bachelor’s degree in finance, accounting, economics or related field.
• 2 years of related experience.
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job.

• Basic knowledge of interest‑rate markets, loan products, structures and financial options.
• Basic knowledge of financial theory and concepts.
• Basic knowledge of ICFR, model risk management and maintaining proper control environments.
• Intermediate knowledge of descriptive statistics.

• Basic proficiency with structured query language (SQL) and relational databases.
• Intermediate proficiency in querying large data sets.
• Intermediate proficiency in Microsoft Office Suite.

• Prolonged periods sitting at a desk and working on a computer.
• Must be able to lift up to 15 pounds at times.

You are the key differentiator in the marketplace and ultimately the most important factor in helping us fulfill our mission to support those who feed the world. We provide a competitive compensation and benefits package—your total rewards for making significant contributions to our business and making a difference on behalf of those we serve.

The typical base range for this role is between $61,000 and $93,000.…