Chief Credit & Lending Officer

Agri Bank is a wholesale bank that primarily owns and supports Farm Credit Associations…

For more than 100 years, Farm Credit has been a reliable, consistent source of credit for the nation's farmers and ranchers…As part of Farm Credit, Agri Bank:

• Supports more than 433,000 farmers, ranchers and other rural customers through locally based Farm Credit Associations

• Provides lending and financial solutions to our local association-owners…

• Operates from a foundation of financial strength, backed by more than $176 billion in assets.

The 15-state Agri Bank District covers America's heartland from Wyoming to Ohio and Minnesota to Arkansas, including:

• Coverage of nearly 40 percent of all U.S. farmland and more than half of U.S. cropland

• Penetrates all agricultural crop and livestock sectors…

• Through serving this vital region, Agri Bank and the Farm Credit Associations in our District…

Purpose of the Position

The Chief Credit & Lending Officer ensures Agri Bank provides sound, constructive and profitable credit…CIPA reflects…

Key Responsibilities

Strategic Leadership

• As a member of the executive leadership team, makes strategic decisions and sets the strategic direction for Agri Bank

• Initiates, identifies, analyzes, and develops key strategic initiatives

• Ensures Agri Bank's sustainability…

• Facilitates strategic dialogue…

• Leads, coordinates, and contributes to Agri Bank's strategic and business planning process

• Provides leadership for the Farm Credit System and Agri Bank District…

• Effectively selects, leads, develops and evaluates the performance of other leaders…

• Allocates resources effectively across functions and departments

• Sets and monitors performance standards to achieve Bank’s business strategies, goals and objectives

• Responsible for appropriately protecting the confidentiality, security and integrity of the Bank’s systems and data

• Performs additional responsibilities as needed to support the organization’s goals and objectives

District Credit Leadership

• Makes decisions on commercial and wholesale loans and lending policies…

• Leads the development and implementation of credit risk management tools…

• Leads the development and maintenance of appraisal standards…

• Develops and maintains credit and appraisal policies, standards and practices…

• Informs the Agri Bank Board of Directors, and Association executive management…

• Provides management direction to the insurance operation and risk management initiatives…

Lending and Credit Management

• Manages the Bank credit activities related to wholesale loans, retail lending…

• Makes loan and other credit-related decisions…

• Works with lead lenders and large commercial bank officers to negotiate large loan transactions…

• Provides direction and supports the Bank’s liquidity investment portfolio credit assessments

• Provides leadership for the Farm Credit System through chairing and participating…

• Works with other Farm Credit Bank leaders on various System initiatives…

• Informs Farm Credit District bank executives and other Farm Credit System executive management…

The Candidate

Experience and Professional Qualifications

• 15+ years of related experience

• 7+ years of senior level management and leadership experience

• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Skills and Competencies

• Expert skill in credit analysis and loan structuring

• Expert skill in credit administration

• Expert customer relationship management and servicing skills…

• Expert skill in thinking strategically and setting organizational and operational direction…

• Expert knowledge of agricultural industry and industry lending practices

• Working knowledge of micro- and macro-economic theory…

• Oral and written communication skills sufficient to discuss a variety of job-related topics…

• Skill in analyzing complex technical data by using logic and quantitative reasoning

• Skill in establishing and maintaining relationships with a variety of internal and external organizations…

• Skill in selecting, managing, coaching, motivating and developing a diverse credit team

• Skill in analyzing, integrating and documenting the…