Structured Finance Analyst Job Saint Paul area,Minnesota USA,Finance & Banking

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at- all from Day One.

Job Description

As a Structured Finance Analyst
, you'll play a critical role in supporting complex trust and structured finance transactions. You'll help manage cash and asset activity for trust accounts, ensure transactions are processed accurately and on time, and work with internal and external partners to deliver exceptional service to our clients.

This is an excellent opportunity for someone who enjoys financial analysis, problem solving, and working in a detail-oriented environment where accuracy and client service are essential.

What You’ll Do

Manage cash and asset activity for a portfolio of trust accounts.
Monitor account balances, overdrafts, and uninvested cash positions.
Process funding transactions and disbursements in accordance with governing trust and bond documents.
Review transaction documentation to determine the timing and movement of funds and assets.
Prepare trust accounting system entries and support daily account administration activities.
Partner with internal teams to ensure operational controls, legal requirements, and client expectations are met.
Research and resolve account inquiries, exceptions, and transaction issues.
Contribute to process improvements that enhance accuracy, efficiency, and client service.

Basic Qualifications

Associate's degree or technical education, or equivalent work experience
Two to three years of related experience

Preferred Qualifications

Knowledge of accounting principles and financial transaction processing.
Experience interpreting transaction, trust, bond, or distribution documentation.
Strong analytical and problem-solving skills with exceptional attention to detail.
Ability to calculate percentages, ratios, and financial allocations.
Strong customer service and relationship management skills.
Advanced proficiency with Microsoft Excel and other business applications.
Experience with Trust Accounting, Bond Accounting, or related financial systems is preferred.

This role requires working from a U.S Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

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