Business Controls Associate - Oversight & Control - RJ Bank RJ Bank

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* Essential Duties and Responsibilities:

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* + Execute assigned monitoring and control testing reviews in accordance with the annual RJ Bank Oversight & Control Monitoring & Testing Plan.

+ Perform risk-based sampling, testing, and validation procedures to assess compliance with internal policies, procedures, regulatory requirements, and established controls.

+ Analyze transaction-level and control-level data to identify errors, trends, control weaknesses, and emerging risks requiring management attention.

+ Document review procedures, testing results, observations, and conclusions in accordance with departmental standards and established methodologies.

+ Prepare monitoring and testing reports that clearly communicate results, observations, root causes, risk impacts, and recommended corrective actions.

+ Track identified issues through remediation and validate that corrective actions have been effectively implemented and sustained.

+ Utilize data analytics tools and internal systems to perform reviews of large and complex data sets and support risk assessments and testing activities.

+ Support periodic reporting of monitoring and testing results, key risk indicators, and identified control issues to management and governance committees.

+ Support internal audits, regulatory examinations, and compliance reviews by providing documentation, analysis, and subject matter expertise related to monitoring and testing activities.

+ Assist with the development and enhancement of monitoring and testing methodologies, procedures, and reporting practices to improve the effectiveness of the Oversight & Control Program.

+ Act as a subject matter expert supporting business units across Raymond James Bank in the identification, assessment, and mitigation of operational and regulatory risks.

+ Perform other duties and special projects as assigned.

Knowledge of:

+ Concepts, practices and procedures of internal control testing or internal quality assurance processes

+ Working knowledge of applicable banking regulations including but not limited to:
Regulation B, C, DD, E, O, TRID, RESPA, TILA, CRA, FCRA, ECOA, UDAAP, etc.

+ Knowledge of Raymond James Bank products and services, including deposit products, residential mortgage lending, securities-based lending, tailored lending, cash management solutions, and other consumer and commercial banking products and services.

Skills in:

+ Identifying, reviewing and implementing controls and quality assurance processes

+ Compiling information and preparing oral and written summaries and reports

+ Investigating process and procedure breakdowns to determine root cause

+ Analyzing data, drawing conclusions, and identifying solutions to complex problems

+ Operating standard office equipment and using required software applications including Microsoft Office

Ability to:

+ Attend to detail while maintaining a big picture orientation.

+ Gather information, identify linkages and trends and apply findings to assignments.

+ Interpret and apply banking regulations and identify and recommend changes as appropriate.

+ Work under pressure on multiple tasks concurrently and meet deadlines in a fast-paced work environment with frequent interruptions and changing priorities.

+ Use appropriate interpersonal styles and communicate effectively, both orally and writing, with all organizational levels.

+ Work independently as well as collaboratively within a team environment.

+ Provide a high level of customer service.

+ Establish and maintain effective working relationships at all levels of the organization.

+ Maintain confidentiality.

+ Keep abreast of banking industry rules and regulations and best practices