Senior Software Engineer, Backend; Loans Platform
Listed on 2025-12-01
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Software Development
Software Engineer, Backend Developer
Senior Software Engineer, Backend (Loans Platform)
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are looking for a Senior Software Engineer for the Loans Platform team, which is responsible for Affirm’s core loans products. We are experiencing exponential growth, and we want you to guide the team to scale the product by 100x and beyond, and add new features to make our loans even more compelling and accessible to more consumers.
You will work cross-functionally with product and engineering teams to support the growth of the company by launching new products. We are only just getting started! Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust.
- Own and deliver quarterly goals for your team, leading engineers through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
- Support peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics, participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
- Proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
- Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting on-call efforts.
- Foster a culture of quality and ownership by setting or improving code review and design standards, and advocating for them beyond your team through writing and talks.
- Help develop talent on your team by providing feedback and guidance, and leading by example.
- 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
- Track record of developing highly available distributed systems using AWS, MySQL and Kubernetes.
- Experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design; you write high quality code that is easily understood and used by others.
- Proven ability to make significant changes in a large code base and to develop tools and practices that enable safe delivery.
- Demonstrated ownership of personal growth, proactively seeking feedback from team, manager, and stakeholders.
- Strong verbal and written communication skills for effective collaboration with a global engineering team.
- Equivalent practical experience or a Bachelor’s degree in a related field.
Pay Grade: N
• Equity Grade:
8. Base pay is part of a total compensation package that may include equity rewards, stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). USA base pay range (CA, WA, NY, NJ, CT) per year: $190000 - $240000 USA base pay range (all other U.S. states) per year: $169000 - $219000
Additional Benefits Include
- Flexible Spending Wallets for tech, food and lifestyle
- Away Days – wellness days to take off work and recharge
- Learning & Development programs
- Parental benefits
- Employee Resource & Community Groups
LI-Remote. Affirm is proud to be a remote-first company. The majority of roles are remote and you can work almost anywhere within the country of employment. Some roles may require working from an Affirm office depending on the job responsibilities.
BenefitsWe offer competitive benefits anchored to our core value of putting people first. Highlights include:
- Health care coverage – Affirm covers all premiums for you and your dependents
- Flexible Spending Wallets – stipends for Technology, Food, Lifestyle, and family forming expenses
- Time off – vacation and holiday schedules to rest and recharge
- ESPP – Employee stock purchase plan at a discount
We believe it’s On Us to provide an inclusive interview experience for all, including people with disabilities. Reasonable accommodations are provided to candidates in need of…
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