Credit Manager

$150000 - $170000 per year | San Clemente, CA | On-site | Permanent

Our client is an established, design-driven consumer products organization headquartered in San Clemente, CA, with a global customer base and strong presence across residential and commercial markets. The company operates in a fast-paced, entrepreneurial environment and is continuing to invest in technology, automation, and process improvement across the organization.

They are seeking an experienced Credit Manager to lead the global Credit and Accounts Receivable function, partnering closely with senior Finance leadership as well as Sales, Operations, Customer Service, Logistics, and Supply Chain.

• Up to $170K in total compensation
• High-visibility role partnering directly with the Assistant Controller and CFO
• Ownership of the global Credit & Accounts Receivable function
• Opportunity to lead and develop an established team
• Significant influence over credit strategy, cash flow, risk management, and process improvement
• Global customer portfolio across domestic and international markets
• Technology-forward environment with a strong focus on AI, automation, and systems optimization
• Opportunity to grow into broader Director-level leadership over time
• Established organization with premium products and a strong market presence

We are seeking an experienced Credit Manager to lead our client's global Credit and Accounts Receivable organization. This is a hands-on leadership position responsible for the complete credit and AR lifecycle, including credit risk, collections, cash application, customer deductions and disputes, account reconciliation, bad debt, cash forecasting, and order-to-cash.

The ideal candidate brings deep credit expertise and can confidently evaluate customer risk, establish credit limits and payment terms, manage international exposure, and make sound decisions around credit holds and order releases.

This person will also be a highly visible partner to senior Finance leadership, providing insight into DSO, aging, bad debt, cash collections, and overall portfolio performance.

While this is a strategic leadership position, it is not a hands-off management role. The Credit Manager should be comfortable getting into the details, resolving complex customer issues, investigating discrepancies, and supporting the team directly when needed.

• Lead global Credit, Accounts Receivable, Collections, Cash Application, and Order-to-Cash operations
• Evaluate new and existing customers for creditworthiness and establish appropriate credit limits and payment terms
• Manage domestic and international credit exposure and customer risk
• Develop, maintain, and enforce credit and collection policies
• Monitor AR aging, DSO, CEI, current AR, 90+ aging, and bad debt performance
• Lead collection strategy and drive improvement in cash flow and past‑due balances
• Manage customer disputes, deductions, rebates, and pricing discrepancies
• Oversee credit holds and order releases in partnership with Sales, Logistics, and Supply Chain
• Manage dealer and distributor credit programs across domestic and international markets
• Oversee cash application, account reconciliations, write-offs, and related month-end activity
• Manage bad debt and bad debt reserves in partnership with the Assistant Controller
• Develop cash collection forecasts and executive‑level AR reporting
• Partner closely with Sales, Operations, Customer Service, and Finance
• Lead, mentor, and develop the Credit/AR team
• Identify and implement process improvements, automation, and systems enhancements
• Strengthen internal controls and ensure compliance across Credit and AR processes

• 10+ years…