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VP, Portfolio Manager - Leveraged Lending

Job in San Diego, San Diego County, California, 92189, USA
Listing for: Axos Bank
Full Time position
Listed on 2025-12-07
Job specializations:
  • Finance & Banking
    Risk Manager/Analyst, Financial Analyst
Salary/Wage Range or Industry Benchmark: 70304 USD Yearly USD 70304.00 YEAR
Job Description & How to Apply Below

VP, Portfolio Manager - Leveraged Lending at Axos Bank

Target Range: $70,304.00/Yr – $/Yr
Actual starting pay will vary based on factors including geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 12.5%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 12.5%
These discretionary target bonuses may be awarded semi‑annually based on achievement of performance goals and targets.

About This Job

The AVP or VP, Portfolio Manager – Leveraged Lending is responsible for overseeing the performance, risk, and strategic development of a commercial loan portfolio. This role ensures credit quality, operational efficiency, and regulatory compliance while supporting business growth through client relationship management and cross‑functional collaboration.

Responsibilities
  • Monitor credit performance, borrowing base trends, and financial statements to assess risk and identify action plans.
  • Serve as escalation point for at‑risk relationships and credit exceptions; coordinate remediation strategies with Credit, Risk, and Relationship Management.
  • Ensure timely completion of annual reviews, renewals, and modifications; provide quality control on credit memos.
  • Partner with Loan Operations and Compliance to ensure accurate onboarding and servicing of facilities.
  • Maintain data integrity across loan systems, reporting tools, and collateral platforms.
  • Drive business development initiatives to grow assets under management and fee income.
  • Collaborate with legal, capital markets, and operations teams to ensure seamless deal execution.
Qualifications
  • Bachelor’s degree in Finance, Accounting, Business, or related field; MBA or formal credit training preferred.
  • 5+ years of experience in commercial lending, portfolio management, or credit risk.
  • Proven ability to manage complex borrower relationships and credit structures.
  • Strong command of financial analysis, credit policy, risk grading, and regulatory expectations.
  • Experience with loan servicing platforms, collateral management tools, and CRM systems.
  • Excellent communication, negotiation, and relationship management skills.
Axos Employee Benefits May Include
  • Medical, Dental, Vision, and Life Insurance.
  • Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year).
  • HSA or FSA account and other voluntary benefits.
  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan.
  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading.
About Axos

Born digital‑first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology‑driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol “AX” (NYSE: AX).

Pre‑Employment

Background Check and Drug Test

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre‑employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job

Functions and Work Environment

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

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