SBA Loan Closing Specialist

Join to apply for the SBA Loan Closing Specialist I role at Columbia Bank
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In this role, you will process and fund bank‑approved SBA 7(a), USDA, 504, and other government‑guaranteed loans as assigned by the SBA Closing Director. You will work with borrowers, production staff, and third parties to ensure timely and accurate loan closings. Your responsibilities include collecting and reviewing documentation, performing borrower, entity, and loan‑related searches, perfecting loan collateral, and ensuring proper documentation of loans as specified and approved by the bank and the requirements that fall within the Standard Operating Procedures of the Small Business Administration and other government‑guaranteed loan programs.

• Identify and collect documentation in support of and as specified within the bank's loan approval; plan tasks and workflows to meet closing deadlines.
• Order flood certifications, IRS verifications, site visit reports (CAVIRs), OFACS, UCC searches, and other reports as required; review insurance documents to ensure proper type and coverage for each transaction.
• Verify and determine the amount and source of borrower injection funds.
• Review purchase and sale agreements, real estate documents, entity documents of potential borrowers and related entities to ensure compliance with bank and SBA requirements.
• Prepare lender instructions and coordinate loan closings with escrow and title companies.
• Perform loan‑related searches on individuals, entities, and collateral.
• Responsible for accurate ordering and generation of Laser Pro and SBA documents.
• Coordinate closings between borrowers, bank associates, certified development companies, and escrow/title companies as necessary; facilitate loan funding and subsequent follow‑up for all post‑closing documentation items.
• Demonstrate compliance with all bank regulations for assigned job functions and apply to designated responsibilities; keep up to date on regulation changes.
• Follow all bank policies and procedures, compliance regulations, and complete all required annual or job‑specific training.
• Maintain a working knowledge of bank's written policies and procedures regarding BSA, Regulation CC, Regulation E, bank security, and other applicable regulations.
• May be asked to coach, mentor, or train others within the team.
• Actively learn, demonstrate, and foster the Columbia corporate culture in all actions and words.
• Take personal initiative and be a positive example for others to emulate.
• Embrace our vision to become the “Business Bank of Choice.”
• May perform other duties as assigned.

• High school diploma or GED.
• 4-7 years of SBA closing experience and knowledge of SBA loan program requirements or equivalent work experience.
• Basic knowledge of SBA, Standard Operating Procedures, and USDA requirements.
• Ability to comply with bank policy and procedures.
• Experience working with SBA production staff and underwriters.
• Ability to actively manage 3-5 loan files on an ongoing basis, with adherence to bank‑established closing service level agreements.
• Demonstrate a high level of organization, attention to detail, accuracy, and thoroughness, with the ability to multi‑task.
• Knowledge of personal computer and related software packages, including MS Office Word, Excel, Outlook, and other industry‑standard business machines.
• Ability to work under pressure and organize own work with guidance from a supervisor.

Work fully onsite at the posted location: 3111 Camino Del Rio North Suite 200, San Diego, CA 92108.

Salary: $28.00 - $40.00 per hour, with additional performance‑based incentive compensation if applicable.

We offer a competitive total rewards package including comprehensive healthcare coverage (medical, dental, vision), a 401(k) retirement savings plan with employer match, employee assistance program, life and disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Columbia Bank is an equal‑opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email:

• Mid‑Senior level

• Full‑time

• Finance and Sales

• Banking