Senior Actuarial Analyst

Base Pay Range

$/yr - $/yr

Seniority Level: Mid‑Senior level

Employment Type: Full‑time

Job Function: Finance and Sales

Industries: Insurance

Stand is a new technology and insurance company revolutionizing how society assesses, mitigates, and adapts to climate risks. Our leadership team has extensive experience in insurance, technology, and climate science: building billions in market value at prior ventures. At Stand, we are rethinking how insurance enables proactive, science‑driven resilience. Existing insurance models often rely on broad exclusions, leaving homeowners without options.

At Stand, we leverage advanced deterministic models and cutting‑edge analytics to provide personalized risk assessments—helping homeowners secure coverage and take proactive steps toward resilience.

As a Senior Actuarial Analyst at Stand Insurance, you’ll help build the next generation of actuarial tools in one of the most forward‑thinking insurance teams in the world. Stand is redefining how climate risk is priced by pairing traditional actuarial techniques with physics‑driven AI models—giving us the ability to understand future peril risk in ways that weren’t possible even a few years ago.

In this role, you’ll work alongside actuaries, physicists, data scientists, and AI engineers to develop cutting‑edge pricing models and contribute to methodologies that are shaping the future of the actuarial profession. Analysts today know that actuarial work is being transformed by machine learning, automation, and advanced simulation. At Stand, you’ll have the opportunity to develop those future‑critical skills at their highest level—while playing a meaningful part in building climate‑resilient insurance products from the ground up.

This is an ideal role for someone who wants to deepen their actuarial expertise, expand into modern modeling approaches, and be part of an ambitious mission at a fast‑scaling insurtech.

• Assist in the development and maintenance of property insurance pricing models, with attention to climate‑related and catastrophe risks
• Work with Product and Applied Science to support integration of deterministic physics models and AI outputs into rating methodologies
• Support regulatory filings, rate reviews, and actuarial memoranda to ensure compliance with state insurance departments as needed
• Provide actuarial support for product strategy, reinsurance structures, and capital adequacy assessments
• Collaborate with team members across functions to evaluate new product opportunities and market expansions
• Track and analyze emerging climate, catastrophe, and market trends to inform assumptions and pricing inputs
• Summarize and communicate actuarial findings and insights to internal stakeholders and management

• A Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics or a related field
• Passing grades on minimum of 5 Casualty Actuarial exams
• Commitment to achieving Associateship or Fellowship in the Casualty Actuarial Society
• Minimum of 3 to 5 years of property & casualty actuarial experience
• Prior experience and solid knowledge of actuarial techniques and standards, as well as other business operations including financial, underwriting, legal, statistics, claims, sales, etc.
• Solid interpersonal skills and the ability to work in a team environment as well as independently
• Ability to exercise discretion and apply independent judgment and well‑developed critical thinking skills in execution of assignments and projects
• Advanced computing skills (MS Office Excel, SAS, etc.);
  Ability to build models of moderate complexity
• Comfort working cross‑functionally in a fast‑paced, entrepreneurial environment

• Actuarial experience, with a focus on property, catastrophe, or E&S insurance
• Experience with catastrophe modeling (e.g., AIR, RMS) or climate risk models
• Familiarity with regulatory filings in multiple states, including admitted and E&S markets
• Experience in high‑growth startups

The annual base salary range for full‑time employees in this position is $110,000 to $150,000 + meaningful Equity Grant. Compensation decisions…