Senior Examiner, Consumer Compliance – Fair Lending

Company

Federal Reserve Bank of San Francisco – public servants with a mission to advance the nation’s monetary, financial, and payment systems to build a stronger economy for all Americans. As part of the nation’s central bank, we are committed to understanding and serving the vibrant, expansive communities of the Twelfth District, which covers the nine western states of the U.S.

Our team is looking for a Sr. Examiner, Consumer Compliance – Fair Lending
. These examiners promote market efficiency and fairness in consumer financial services, enforce federal consumer protection laws, and promote access to banking services in historically underserved markets through examinations, investigations of consumer complaints, and outreach activities to the banking industry.

We require a Commissioned Examiner via the Federal Reserve Examiner Commissioning Program (or another banking regulatory agency with CRA oversight such as the FDIC, OCC, or CPPB). If you are ready to take your expertise to a passionate organization and make a real difference, we want to hear from you.

• Acts as a subject matter expert on Fair Lending, providing guidance to internal and external stakeholders, particularly with regard to regulatory or policy changes.
• Participates and leads consumer compliance supervisory events at large and complex financial institutions.
• In both verbal and written format, communicates sound conclusions and recommendations regarding the effectiveness of financial institutions’ compliance management systems and fair lending programs.
• Builds and maintains effective working relationships with partners within the Federal Reserve System, as well as with other regulatory agencies and supervised institutions.
• Engages in formal training and mentorship programs for junior staff, including providing performance feedback to management.
• Participates in various conferences, seminars, and other outreach activities to provide current regulatory perspectives to the banking industry.
• Maintains strong knowledge of financial services and regulatory environments, particularly as related to relevant fair lending laws and regulations.

• Bachelor’s degree in business, economics, finance, accounting, or a related field is preferred.
• An active examiner commission issued by the Board of Governors of the Federal Reserve System or other federal agency is required.
• Typically requires a minimum of eight or more years of direct or comparable banking, financial industry, or banking supervision experience.
• Strong understanding of the Equal Credit Opportunity Act/Regulation B, the Fair Housing Act, and relevant fair lending principles.
• Understanding of risk management and banking principles.
• Strong problem‑solving and analytical thinking skills.
• Strong verbal and written communication skills.
• Intermediate to advanced familiarity with the Microsoft Office suite, including Microsoft Word, Excel, and PowerPoint.
• Valid driver’s license is required.
• Ability to travel up to 25 %.
• This position requires access to confidential supervisory information, which is limited to “Protected Individuals” – U.S. citizens and U.S. nationals, U.S. permanent residents not yet eligible to apply for naturalization, or those who have applied within six months of eligibility and who will sign a declaration of intent to apply for naturalization.

Base Salary Range:
Min $159,900 – Mid $207,700 – Max $255,400 (

Location:

San Francisco). Final salary and offer will be determined by the applicant’s background, experience, skills, internal equity, and alignment with geographic and other market data.

Medical, Dental, Vision, Pre‑tax Flexible Spending Account, Backup Child Care Program, Pre‑Tax Day Care Flexible Spending Account, Paid Family Care Leave, Vacation Days, Sick Days, Paid Holidays, Pet Insurance, Matching 401(k), and Retirement/Pension.

The Bank is committed to providing reasonable accommodations to individuals with disabilities to participate in the job application or interview process, perform essential job functions and receive other benefits and privileges of…