Senior Examiner, Consumer Compliance - CRA

Federal Reserve Bank of San Francisco – public servants with a mission to advance the nation’s monetary, financial, and payment systems to build a stronger economy for all Americans. As part of the nation’s central bank, we are committed to understanding and serving the vibrant, expansive communities of the Twelfth District, which covers the nine western states of the U.S. That means we seek and appreciate new perspectives and build opportunities to learn and grow.

At the SF Fed, we approach our work with integrity and a commitment to service.

The SF Fed’s Supervision + Credit Group is responsible for the supervision and regulation of state member banks, bank holding companies, savings and loan holding companies, financial holding companies, data service providers, trust companies, and foreign banking organizations that operate in the 12th District. Supervised institutions are in all states of our District, and range in size and complexity from small community organizations to some of the largest banking organizations in the country.

Right now, our team is looking for a Senior Examiner, Consumer Compliance - CRA
. These examiners help promote market efficiency and fairness in consumer financial services. They enforce federal consumer protection laws and regulations and promote access to banking services in historically underserved markets through various means, including conducting examinations, investigation of consumer complaints and outreach activities to the banking industry.

Our ideal candidate has deep experience and subject matter expertise with the Community Reinvestment Act (CRA) and is deeply committed to the mission of the CRA and its goals. We require a Commissioned Examiner via the Federal Reserve Examiner Commissioning Program (or another banking regulatory agency with CRA oversight such as the FDIC or OCC). Are you ready to take your expertise to a passionate organization and make a real difference?

We want to hear from you!

• Act as a subject matter expert on CRA, providing guidance to internal and external stakeholders, particularly with regard to regulatory or policy changes.
• Participate and lead consumer compliance supervisory events at large and complex financial institutions.
• In both verbal and written format, communicate sound conclusions and recommendations regarding the effectiveness of financial institutions’ compliance management systems and CRA programs.
• Build and maintain effective working relationships with partners within the Federal Reserve System, as well as with other regulatory agencies and supervised institutions.
• Engage in formal training and mentorship programs for junior staff, including providing performance feedback to management.
• Participate in various conferences, seminars, and other outreach activities to provide current regulatory perspectives to the banking industry.
• Maintain strong knowledge of financial services and regulatory environments, particularly as related to the CRA and relevant laws and regulations.

• Bachelor’s degree is required; a major in business, economics, finance, accounting, or a related field is preferred.
• An active examiner commission issued by the Board of Governors of the Federal Reserve System or other federal agency is required.
• Typically requires a minimum of eight or more years of direct or comparable banking, financial industry, or banking supervision experience.
• Strong understanding of CRA and relevant community development principles.
• Understanding of risk management and banking principles.
• Strong problem solving and analytical thinking skills.
• Strong verbal and written communication skills.
• Intermediate to advanced familiarity with the Microsoft Office suite, including Microsoft Word, Excel and Power Point.
• Valid driver’s license is required.
• Ability to travel up to 25%.
• This position requires access to confidential supervisory information, which is limited to “Protected Individuals.” Protected Individuals include, but are not limited to, U.S. citizens and U.S. nationals, U.S. permanent residents who are not yet eligible to apply for naturalization, and U.S. permanent residents who have applied for…