Director, ECO Technology & Data

Current Employees of Happen Bank:
Please apply via your internal Workday Account Happen Bank (formerly Lending Club) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community.

Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

Happen Bank’s BSA Team, part of the Compliance Department, maintains an effective BSA/AML and Sanctions compliance program designed to protect the Bank from being used to facilitate money laundering, terrorist financing, and other illegal activity. As Director, ECO Technology & Data, you’ll lead the data, technology, and transaction monitoring strategy across the BSA/AML program, including Know Your Customer (KYC), transaction monitoring, and sanctions and watchlist screening.

You’ll also help advance broader regulatory compliance data and technology capabilities, identifying opportunities to strengthen compliance through modern technology, analytics, AI, and automation while maintaining the rigor and governance required in a regulated financial institution.

• Define and execute the strategy for BSA/AML data, technology, analytics, and transaction monitoring capabilities, aligning investments with regulatory requirements and program priorities
• Serve as the primary leader for BSA/AML data and technology needs across business lines, partnering across Compliance, Technology, Risk, and other teams to deliver scalable solutions
• Own the performance and ongoing evolution of BSA/AML technology, coordinating production issue resolution, system enhancements, and optimization across internal platforms and third-party vendors
• Lead technology implementations that strengthen the BSA/AML program, including large-scale solutions supporting case investigations, transaction monitoring, KYC, sanctions, and watchlist screening
• Build and manage the transaction monitoring rule development program, including rule design, optimization, analytics, and performance monitoring to effectively identify potentially suspicious activity
• Partner with Model Risk Management on model governance, validation engagements, annual reviews, and remediation of identified issues
• Own BSA/AML data requirements across risk assessments, reporting, quality assurance and controls, validation, regulatory inquiries, and issue remediation
• Use AI and automation thoughtfully to improve transaction monitoring, analytics, and compliance workflows while maintaining appropriate rigor, explainability, governance, and human oversight
• Build, lead, and develop a high-performing team, setting clear priorities and accountability while advancing the team’s technical, analytical, and compliance capabilities

• 10+ years of experience in banking or financial services, with deep expertise in BSA/AML data, technology, analytics, or transaction monitoring
• Bachelor's degree or higher, or equivalent combination of education and experience
• Strong command of KYC, transaction monitoring, sanctions and watchlist screening, and the data and technology capabilities that support them
• Experience with BSA/AML technology platforms such as Verafin, Bridger, Oscilar, or similar solutions, with an understanding of emerging tools and technologies
• Demonstrated experience leading quantitative analytics functions, including setting strategy for model or transaction monitoring optimization and driving adoption across…