Principle Business Execution Consultant

About this role:

Wells Fargo is seeking a Principle Business Execution Consultant within Payments and Deposits in Consumer Banking and Lending (CBL) to help shape the future of our payments franchise. CBL serves customers nationwide through digital and online channels, retail branches, ATMs, and customer service centers. The organization is focused on innovation and transformation, placing customers at the center of the experience and enabling them to engage with Wells Fargo when, where, and how they choose through a broad range of financial products and services.

The Senior Consumer Payments Strategy leader will be responsible for developing and advancing strategic initiatives across debit, digital wallets, money movement, and emerging payments. This role will help the organization anticipate industry shifts, respond to competitive threats, and capitalize on growth opportunities. The successful candidate will combine deep payments expertise, strategic thinking, and executive influence to deliver actionable recommendations that enhance customer primacy, strengthen competitive positioning, and accelerate business growth across Consumer Banking.

Working closely with executives across Product, Finance, Risk, Technology, Operations, and Strategy, this leader will evaluate market trends, payment economics, strategic investments, partnerships, and emerging technologies. They will serve as a trusted advisor to senior leadership, translating complex industry developments into strategic decisions and leading high-impact initiatives that shape the long-term direction of Wells Fargo’s consumer payments business.

The ideal candidate will bring a demonstrated curiosity and passion for emerging trends in payments, digital commerce, embedded finance, artificial intelligence, and money movement innovation.

Learn more about our career areas and business divisions at  this role, you will:

Lead development of the Consumer Payments strategy agenda across debit, digital wallets, emerging payments, money movement, and customer engagement priorities

Identify growth opportunities, competitive threats, and emerging industry shifts through analysis of consumer behavior, fintech disruption, and evolving payment ecosystems

Develop executive-level strategic recommendations grounded in customer insights, market intelligence, financial analysis, and long-term industry trends

Drive enterprise-wide initiatives that strengthen customer primacy, increase payment engagement, and enhance franchise value across Consumer Banking Serve as a thought leader on payment network economics, card ecosystems, digital wallets, real-time payments, and emerging payment technologies

Evaluate strategic investments, partnerships, acquisitions, and build-versus-buy opportunities that accelerate Wells Fargo's payments strategy

Partner with senior leaders across Product, Finance, Risk, Technology, Operations, and Strategy to align priorities and drive execution against key business objectives

Monitor competitive developments across banks, fintechs, payment networks, technology platforms, and merchants to identify strategic implications and recommended actions

Create executive communications, board-ready presentations, and strategic narratives that inform decision-making and influence senior leadership discussions

Lead complex analyses of customer economics, payments profitability, market dynamics, competitive positioning, and industry trends to shape future strategic direction

Provide vision, leadership, and industry knowledge regarding highly complex cross organizational strategic payments initiatives that significantly influence the company's business

Required Qualifications:

10+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
10 years of Corporate and Business as well as Payments Strategy
10 years of experience in consumer payments, including debit and credit cards, digital wallets, payment networks, merchant payments, and emerging payment solutions.
10 years of experience using customer, competitive, operational, and financial insights to develop strategic recommendations and guide investment decisions.

Desired

Qualifications:

Extensive knowledge of the U.S. consumer payments landscape, including debit, digital wallets, real-time payments, card networks, merchant payments, and fintech business models.

Experience developing…