Commercial Banking Development Program - Credit Analyst - Technology & Innovation Banking

Position: 2027 Commercial Banking Development Program - Credit Analyst  - Technology & Innovation Banking
2027 Commercial Banking Development Program
- Credit Analyst
- San Francisco, CA
- Technology & Innovation Banking### 2027 Commercial Banking Development Program
- Credit Analyst
- San Francisco, CA
- Technology & Innovation Banking Apply:
San Francisco, CA:
Full time:
Posted Yesterday:
R13905
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* Job Title:

** 2027 Commercial Banking Development Program
- Credit Analyst
- San Francisco, CA
- Technology & Innovation Banking
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* Location:

** CA - San Francisco, Spear
** What you'll do:
** As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
The Western Alliance Innovation Banking Group takes an entrepreneurial approach, providing financial solutions to companies nationwide in a variety of innovation sectors. With a strong track record and staying power in helping innovation companies with their banking needs for more than 20 years, our industry know-how can unlock funding to fuel your company’s momentum, at any stage, from inception to IPO and beyond.
* Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
* Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
* Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
* Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.
** What you'll need:
*** Completion of an Accounting course.
* Bachelor's degree or equivalent experience required.
* GPA of 3.0 or higher is required.
* Strong analytical, conceptual, communication, leadership, and organizational skills.
* An interest in working in Commercial Banking.
* Ability to self-motivate and work productively without supervision.
* Entry level speaking and writing communications skills.

Compensation:
Hourly range for new hires is generally $36.30 for San Francisco, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.
** Benefits you’ll love:
** We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
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* About the company:

** Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of…