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Underwriter - War & Terrorism

Job in San Francisco, San Francisco County, California, 94199, USA
Listing for: Liberty Mutual Insurance
Full Time position
Listed on 2026-01-11
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst
Salary/Wage Range or Industry Benchmark: 65000 - 197000 USD Yearly USD 65000.00 197000.00 YEAR
Job Description & How to Apply Below

Underwriter – War & Terrorism

Liberty Mutual Insurance.

Our War & Terrorism insurance provides coverage for businesses against property damage and business interruptions caused by politically, religiously, or ideologically motivated attacks. As an Underwriter, you will assist the underwriting team in evaluating risks, servicing accounts, and contributing to the growth of our specialty portfolio. This is an excellent opportunity to develop expertise in a niche product line and build strong relationships with brokers.

If you have the required experience, we will consider candidates for either the Underwriter or Senior Underwriter level.

Base pay range

$65,000 – $197,000 per year.

Role Responsibilities
  • Risk Selection:
    Review, rate, underwrite, evaluate, and assess businesses applying for insurance. This includes qualifying accounts, identifying and assessing risks, determining premiums, establishing policy terms and conditions, obtaining approvals, creating and presenting proposals to agents/brokers, and successfully negotiating deals.
  • Agent/Broker Relationships:
    Establish, develop, and maintain successful relationships with agents and brokers to facilitate the marketing of products and services. Provide stewardship with service partners, including initial setup of service commitments and regular visits.
  • Personal Branding:
    Develop a strong personal brand to build and maintain a quality pipeline with agents and brokers.
  • Portfolio Management:
    Manage a book of business by analyzing the portfolio, identifying opportunities for growth, profit, and diversification, and executing marketing plans to increase market share with preferred brokers.
  • Documenting the Deal:
    Document files clearly to reflect a solid thought process and decision‑making through comprehensive account reviews, sign‑offs, and referrals that comply with state regulations, letters of authority, and underwriting guidelines.
Qualifications
  • A degree in Business or a related field is typically required.
  • At least 1 year (preferably 1½ years or more) of underwriting experience or related business experience.
  • Active pursuit of professional insurance designations is encouraged.
  • Strong analytical skills to evaluate underwriting risks within defined authority.
  • Effective communication and interpersonal skills.
  • Ability to develop and maintain effective internal and external relationships.
Employment Details
  • Seniority level:
    Not applicable.
  • Employment type:

    Full‑time.
  • Job function:
    Finance.
  • Industries:
    Insurance.
About Us

Pay Philosophy:
The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range reflects the competitive labor market value for all employees in these positions across the national market and offers opportunities to progress as employees grow and develop within the role. Some roles at Liberty Mutual may have a corresponding compensation plan which could include commission and/or bonus earnings.

We value inclusion and aim to create a workplace where everyone feels supported. Our culture is built on inclusion, comprehensive benefits, workplace flexibility and professional development opportunities. For more details on benefits, visit

Liberty Mutual is an equal‑opportunity employer. We will not tolerate discrimination based on race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or any other basis prohibited by law.

Fair Chance Notices
  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco
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