Reinsurance Specialist - Program Business

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark
, General Catalyst
, Peter Thiel
, Adam D'Angelo
, Larry Summers
, and Jack Dorsey
.

Position: Reinsurance & Program Business Specialist
Type:
Contract
Compensation: $80/hour
Location:
Remote
Commitment:
20-40 hours/week

• Design realistic scenarios involving treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation.
• Create work products such as structure comparisons, submission analyses, contract summaries, program reviews, counter party assessments, and risk-transfer recommendations.
• Write "golden" reference responses at experienced reinsurance and program-business quality.
• Grade AI-generated responses against structured rubrics for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism.
• Identify misunderstandings of layers, limits, retentions, commissions, claims control, collateral, counter party exposure, and carrier-MGA responsibilities.
• Provide written feedback the research team uses to improve model behavior.

• 2+ years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer.
• Understand at least one of the following: treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs.
• Can identify the economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds.
• Understand how contract structure changes risk transfer, earnings, collateral, claims handling, and reporting.
• Demonstrate excellent written reasoning, commercial judgment, and high attention to detail.
• Can distinguish reinsurance decisions from direct underwriting and ordinary claim adjudication.

• CPCU
  , ARe
  , ARM
  , ACAS
  , FCAS
  , or comparable designation.
• Both ceded and assumed reinsurance experience.
• Reinsurance broking, treaty wording, recoverables, or claims experience.
• Program audit, delegated-authority, or bordereaux-management experience.
• Captive, large-deductible, retrospective-rating, or risk-sharing experience.

• Immediately
  ; applications reviewed on a rolling basis.

• Hourly contractor
  , Paid weekly via Stripe Connect
  .