Software Engineer, Financial Crimes

Position: Staff Software Engineer, Financial Crimes

Staff Software Engineer, Financial Crimes

Please note this is for San Francisco, CA, United States. You only need toapply to one location if there are multiple listed for the job.

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At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK:

Ripple is building the Internet of Value to move money as fast as information. To do that securely, we must establish trust at the very first interaction! As a Staff Software Engineer, you will define the architectural vision for the platform where every customer journey begins. You are not just building the "front door" for our global network, you are designing the blueprint for how it opens, scales, and secures the future of finance.

We are transforming our Customer Onboarding Platform into a modern, engineering-owned ecosystem. You will lead the strategic initiative to decouple complex business logic from Salesforce, designing a robust, cloud-native service architecture from the ground up. This is a rare opportunity to unwind years of technical debt and author the technical roadmap that powers onboarding for everything from Ripple Payments to our new Stablecoin.

Your decisions will determine the reliability and speed of the global financial system. By solving high-ambiguity problems and balancing trade-offs between compliance, security, and velocity, you will help us scale the network responsibly. You are the technical anchor of our customer experience and the visionary behind our growth.

WHAT YOU’LL DO:

• Set the technical direction and long-term architecture for our distributed backend services and shared infrastructure.
• Drive alignment across Product, Compliance, and multiple engineering squads to transform high-level organizational goals into actionable engineering roadmaps.
• Migrate core logic out of Salesforce, ensuring zero downtime and data integrity during the transition.
• Evangelize engineering excellence by establishing org-wide standards for observability, reliability, and system health.
• Mentor other engineers and influence the broader organization, fostering a culture of technical rigor and collective ownership.

WHAT YOU'LL BRING:

• 8+ years of relevant engineering experience, with deep expertise in Java, Kotlin, or Go.
• Proven success acting as a system designer for large-scale migrations, specifically unwinding monoliths into service-oriented architectures.
• Ability to navigate deep ambiguity, anticipating technical risks and bottlenecks before they impact delivery.
• Strong influence and leadership skills, capable of driving consensus on complex technical trade-offs with stakeholders across the company.
• Experience in fintech, identity verification, or building horizontal platforms is a plus.

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

CA Annual Base Salary Range

$208,000 — $260,000 USD

WHO WE ARE:

Do Your Best Work

• The opportunity to build in a fast-paced start-up environment with experienced industry leaders
• A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.
• Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
• In-office collaboration for moments that matter is important to our…