Senior Software Engineer, Foundation - Financial Platform

About the role

We are looking for a Software Engineer to join us in building the new financial platform for Chime. This platform will power the most important financial activities that millions of Chime members leverage every day.

In this role, your main responsibility will be to collaborate with various teams at Chime to assess and address potential failure scenarios. You will work towards implementing essential technology foundations to enhance the resilience of our services. Additionally, you will be instrumental in developing a robust event streaming infrastructure that enables the Financial Platform to effectively process a large volume of events.

Last but not least, you will also play a key role in implementing important security features while collaborating with the product security team.

You will ensure that we build the highest levels of trust with our members by making our platform lightning fast, available, secure, and auditable. This is a great opportunity to be a part of a high-visibility team that will be pivotal to the future of Chime.

The base salary offered for this role and level of experience will begin at $157,590 and up to $218,900. Full‑time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

• Delivering complex projects using Go
• Collaborate with other teams to design, develop, test, and deploy tools, libraries, and services to solve cross‑cutting problems
• Enable fellow engineers to develop faster and more efficiently
• Lead best practices to promote the culture of engineering excellence
• Deliver secure, reliable, and high‑performance infrastructure and APIs
• Work with our infrastructure engineering team to minimize the operational overhead of production systems we deploy

• Hold 6+ years of software engineering experience
• Experience in Go (additional backend languages such as Ruby, Java and Python are preferred)
• Experience with AWS (or other cloud platforms) especially with Kinesis, Dynamo
  
  DB, and Elastic Kubernetes Service
• A strong curiosity about how systems work and a desire to learn
• Designed, developed, and supported large‑scale distributed systems
• Experience in observability and monitoring of production systems
• A deep understanding of architectural patterns for large, mission‑critical production services
• Comfort with solving complex, poorly defined problems and thriving in an iterative, problem‑solving environment
• A rigorous approach to testing code and experience in continuous integration/deployment environments

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user‑friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out‑hustle and out‑execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to…