Senior Software Engineer; Trust and Safety Job San Francisco area,California USA,Software Development

Position: Senior Software Engineer (Trust and Safety)

Chime Engineering is growing rapidly as we scale to meet the financial needs of our members. We’re looking for driven engineers with strong leadership skills to help evolve our risk architecture, enabling deeper insights and stronger protections for our members
As a Senior Engineer, you’ll provide technical leadership to the team, helping drive the modernization of one of our Chime Platforms within Trust & Safety
Your work will ensure a secure, seamless, and frictionless experience for our members
You’ll lead key projects end-to-end by setting technical direction, shaping system architecture, mentoring engineers, implementing APIs, collaborating with data engineers and analysts, and ensuring the reliability and performance of the platform—while also contributing to other team initiatives as needed
Drive technical design and architectural decisions, while mentoring engineers and fostering cross-functional collaboration
Lead and contribute to multiple projects simultaneously, balancing ownership of key initiatives with support across broader team efforts
Build and maintain robust, low-latency APIs and backend services that power our Trust and Safety platforms
Become the domain expert in our platform architecture, providing technical decisions and solutions to refine our maturing platforms
Partner with data engineers, analysts, and product managers to ship impactful features that enhance member protection and experience
Improve platform reliability and performance through thoughtful system architecture, observability practices, and automation
Evolve our experimentation, policy lifecycle, and ML integration capabilities to support smarter and faster decision-making at scale
Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary

Benefits

Physical:
We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
Emotional:
We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
Financial:
We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
Social:
We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events

Experience in fast-paced or early-stage environments is a strong plus5+ years of experience developing software in a production environment at scale

Curiosity and passion for diving deeply into system architectures and technical challenges
Deep understanding of architectural patterns for large-scale web applications
Commitment to mentoring engineers and fostering team development
Experience with transactional databases and caching systems
Proven experience with Ruby on Rails or comparable frameworks
An appreciation of maintainable and well-tested code
Prior experience serving as a technical lead for a team and on complex projects—driving architectural decisions, coordinating execution, and aligning cross-functional teams