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AI​/ML Engineer - Lending & Cash-Flow Underwriting

Job in San Francisco, San Francisco County, California, 94199, USA
Listing for: Chime
Full Time position
Listed on 2026-10-18
Job specializations:
  • Software Development
    Machine Learning/ ML Engineer, AI Engineer (Applied/Software)
Salary/Wage Range or Industry Benchmark: 246000 - 340000 USD Yearly USD 246000.00 340000.00 YEAR
Job Description & How to Apply Below
Position: Staff AI/ML Engineer - Lending & Cash-Flow Underwriting

Chime is hiring a Staff AI/ML Engineer for the Lending and Cashflow team to own cash flow underwriting models. You will deploy ML systems on rich transactional data to drive credit decisions for products like MyPay and Spot Me, from framing to production and governance.

You will lead end-to-end ML lifecycle, design feature pipelines, and collaborate with Risk, Product, and Engineering to translate business problems into ML solutions with measurable impact.

Our team is growing, and we are hiring a Staff AI/ML Engineer
- Lending & Cash-Flow Underwriting in San Francisco, CA, United States.

This opening is for the Staff AI/ML Engineer
- Lending & Cash-Flow Underwriting role at Chime.

We are seeking a motivated Staff AI/ML Engineer
- Lending & Cash-Flow Underwriting to join Chime in San Francisco, CA, United States.

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