Reconciliations and payments analyst in payment operations
Job in
San Jose, Santa Clara County, California, 95025, USA
Listed on 2026-11-07
Listing for:
Finom
Part Time
position Listed on 2026-11-07
Job specializations:
-
Finance & Banking
Financial Analyst, Banking & Finance, Banking Operations, FinTech
Job Description & How to Apply Below
The Reconciliation team ensures that client balances are backed by cash held in the bank and supports payment operations.
Задачи- Monitor daily reconciliations, check that bank cash matches client balances in internal systems, and flag and investigate discrepancies
- Resolve reconciliation breaks end-to-end by identifying internal or external causes and coordinating with engineering, banks, and third-party payment providers
- Maintain vendor, regulatory, and other recurring reporting, including month-end close
- Use Excel and data visualization tools to monitor and track reconciliation data
- Contribute to automating manual reconciliation processes with AI and other tools, reducing reliance on spreadsheets
- Handle occasional manual money transfers accurately
- Coordinate with engineering, treasury, and external banking partners to keep processes running smoothly
- Hands-on experience in reconciliation, payment operations, or treasury operations, such as reconciliation specialist, payment analyst, or accountant with reconciliation experience
- Comfortable using Excel and some data visualization or BI tools
- Working understanding of payment schemes and how money moves between banks and internal systems
- Diligent and detail-oriented, especially when handling money movements
- Able to adapt to fast-paced environments and changing processes
- Strong stakeholder management skills and confidence communicating with internal teams and external partners
- Able to start immediately or at very short notice
- Open to a fixed-term contract of approximately 5 months, with a possibility of extension depending on business needs
- Будет плюсом: experience at a neobank or fintech, a mathematical or quantitative background, experience building or improving reconciliation or payments workflow automations, basic SQL or data analysis skills
- Fixed-term contract of approximately 5 months, with a possibility of extension depending on business needs
- Flexible working hours; outcome-focused
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