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Product Designer, Loan Origination

Job in San Mateo, San Mateo County, California, 94409, USA
Listing for: Applied Business Software, Inc.
Full Time position
Listed on 2026-01-09
Job specializations:
  • IT/Tech
    Product Designer, AI Engineer
Salary/Wage Range or Industry Benchmark: 100000 - 125000 USD Yearly USD 100000.00 125000.00 YEAR
Job Description & How to Apply Below

The Mortgage Office (TMO) is the leading B2B fintech platform serving the private lending industry. Our software helps private lenders, fund managers, municipalities, and non-profits originate and service over $200 billion in loans with speed, compliance, and scale. With more than 1,400 customers and over 40 years in business, TMO continues to evolve its products to meet the growing complexity and innovation of private lending — and we’re investing in a design-driven approach to elevate how our users work and deliver value to their clients.

We’re hiring a Product Designer – Loan Origination, and we’re open to both mid-level and senior designers depending on experience. You’ll collaborate closely with product managers, engineers, and stakeholders to create intuitive, modern user experiences for our loan origination products.

Whether you’re growing into larger ownership or already operating at a senior level, this role offers the opportunity to design impactful, mission-critical workflows used by lending teams every day.

The Mortgage Office® software is recognized for its reliability, compliance, and user-friendly design, backed by a company culture defined by trust, long-tenured employees, and deep commitment to our customers.

What You’ll Do
  • Design intelligent, AI-powered user experiences that streamline loan intake, underwriting, decisioning, and workflow automation.
  • Create end-to-end product experiences for both traditional and AI-native features — from early concept to polished UI.
  • Translate ambiguous AI capabilities (e.g., model outputs, confidence levels, automated suggestions) into clear, trustworthy, user-friendly interactions.
  • Collaborate with product, engineering, and data/AI teams to define how AI should work within the product — including what should be automated, recommended, or manually controlled.
  • Craft user flows, prototypes, and interaction patterns that demonstrate how AI guides, enhances, or accelerates user actions.
  • Run user research and usability tests to understand how lending professionals respond to AI suggestions, automation, and explanations.
  • Contribute to our design system by creating scalable patterns for AI prompts, responses, onboarding, feedback, guardrails, and error states.
  • Iterate rapidly based on user data, AI model behavior, and cross-functional input.
  • Partner with engineering to ensure AI features are understandable, predictable, ethical, and aligned with user trust.
  • Stay current on AI UI/UX patterns to help evolve our product toward a modern, intelligent experience.
What We’re Looking For
  • 3–7 years of experience as a Product Designer, UX/UI Designer, or similar role.
  • Clear experience designing products that incorporate AI, LLMs, or machine-assisted workflows — or a strong desire to deepen expertise in this area.
  • Strong understanding of user-centered design principles and interaction design best practices.
  • Proficiency in Figma (preferred) or similar tools.
  • Experience designing for complex, data-heavy, or workflow-oriented software (SaaS, fintech, CRM, LOS, etc.).
  • Comfortable working through ambiguity — especially when shaping experiences that combine human decisioning with machine intelligence.
  • Strong communication skills, including the ability to simplify complex technical concepts for non-technical stakeholders.
  • Comfortable interfacing with customers — conducting user interviews, testing, and gathering real-world feedback.
  • Organized, curious, and proactive — with strong problem-solving instincts.
  • Comfortable being on-site in the San Francisco Bay Area, with hybrid flexibility
Bonus
  • Hands-on experience designing for AI features (prompt design, agent UX, automated workflows, trust & transparency patterns).
  • Background in fintech, lending, or enterprise workflow software.
  • Familiarity with agile product development environments.
  • Exposure to building or maintaining a design system.

Competitive Salary and Benefits Package (commensurate with experience)

Collaborative, team-oriented company culture

401K with company funded match

Generous Paid Time Off plan

Occasional travel to sunny Southern California headquarters

Awesome company Christmas party

Why Join The Mortgage Office?

Competitive Compensation

Attractive salary with performance bonuses.

Health coverage, retirement savings plan, and more.

Innovative Environment

Work with cutting-edge technologies in a collaborative setting.

Professional Growth

Access to training and development programs to advance your career.

Impactful Work

Contribute to solutions that are transforming the private lending industry.

At
The Mortgage Office
, we are committed to building a diverse team. We celebrate different ideas and believe that a variety of perspectives makes us stronger. We are proud to be an equal opportunity employer and welcome all qualified applicants.

How to Apply

Ready to build with us? Send your resume and a brief note highlighting your relevant experience to

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