Associate: Property Finance Job Sandton area,South Africa,Finance & Banking

Who are we?

Sanlam Investment Group
The Sanlam Investment Group is uniquely equipped and positioned to deliver on its purpose of empowering generations to be financially confident, secure and prosperous. Through our vast in-house expertise and strategic partner networks, we can access all asset classes across the globe, private and public, actively and passively managed, to develop investment solutions that are in our clients’ best interests and have a positive impact on society.

Backed by the Sanlam Group’s balance sheet, the Sanlam Investment Group has a true competitive advantage in its ability to invest alongside clients, particularly in private markets where impact investing drives the agenda.

The Sanlam Investment Group is one of the largest, most diversified financial services and investment firms in Southern Africa with assets under management and administration of more than R2 trillion. It is a B-BBEE level 1 contributor and one of the largest black-empowered asset managers on the African continent.

Sanlam Alternative Investments (SAI)
The purpose Sanlam Alternative Investments (SAI) business is to help build the African continent and make a real sustainable difference in the emerging economies in which we operate in, aligning to the Sanlam Group’s mission of financial inclusion. The SAI business has a broad range of capabilities that include Private Equity, Specialised Finance, Property, Infrastructure and Partnerships. Sanlam is the biggest non-banking financial institution on the continent, operating in Africa for over 100 years.

What will you do?

The Associate for Property Finance will be responsible for originating and structuring property-related debt, including both vanilla and structured transactions, for investment by SAI and third-party funds. The role further entails structuring finance solutions, including transactions with upside participation, as well as driving the growth of the existing business through innovation and the development of new products. In addition, the Associate will be responsible for managing and optimising the property credit assets book.

What will make you successful in this role?

Deal Making - Origination/ Relationship Building, including:

Introducing personal network to the SAI brand as well as cold calling property investors and developers to source deal flow

Compile written proposals to clients/ syndication partners of specific products (including commentary on compliance with enactments, tax and accounting treatments), funding proposals including making marketing presentations to clients/ syndication partners and replying to client "RFP's"

Preparation of term sheets to clients that form the basis of legal agreements to be drafted

Financial modelling of deals and preparing deal cashflows

Ongoing client relationships in respect of concluded deals

Maintaining relationships within the Sanlam Group

Negotiation

Negotiation with client of funding terms including loan amount, interest margin, fees and profit participation.

Negotiation with syndication partners on fee sharing arrangements and deal structures to maximise SAI's role in the deal.

Credit Approval

Preparation of credit applications and credit updates to the credit department and attendance at credit meetings to support deals.

Preparation of deal committee applications for new products which entail, amongst others, a description of the mechanics of the product and the relevant legislative implications requiring sign-off by taxation, legal, regulatory, accounting, etc. Such applications set out the credit risk, funding/liquidity risk, interest rate risk, currency risk, regulatory risk, operational risk, documentation risk and reputational risk in the product and how these risks are mitigated and/or managed.

Deal Execution

Manage transactions from inception through execution with strong ownership and project discipline.

Liaise with internal teams (legal, credit, treasury, regulatory and exchange control) and with external advisors (lawyers, accountants and tax specialists) to implement transactions.

Review and comment on legal agreements to give effect to approved transactions.

Coordinate with other financial…


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