Lending Analyst

Job Description The Lending Analyst plays a crucial role in supporting the private banking team's lending operations, serving ultra-high-net-worth individuals (UHNWIs) and managing complex lending relationships. This position requires a detail-oriented professional who can handle confidential financial information while providing exceptional customer service.

• Secured Lending Processing Review and verify secured lending application documentation for completeness and accuracy
• Collect and organize required financial documents from clients including tax returns, financial statements, and asset verification
• Conduct preliminary assessment of loan applications against bank lending criteria
• Assist in preparation of credit applications with the Lending Specialists
• Track application status and maintain regular communication with clients

Serve as primary point of contact for lending-related inquiries from clients. Coordinate with relationship team to understand client needs and preferences. Provide updates on loan application status to clients and internal stakeholders. Schedule and prepare documentation for client meetings. Maintain professional communication with ultra-high-net-worth clients.

• Assist in monitoring existing loan portfolios
• Track loan covenant compliance and payment schedules
• Prepare regular portfolio status reports
• Monitor collateral valuations and margin requirements
• Support annual loan reviews and renewals

• Schedule and coordinate loan committee meetings
• Prepare presentation materials for loan committee review
• Maintain lending department calendar and deadlines
• Generate standard and custom reports for management
• Assist in special projects related to lending operations

• FSCA Recognised Qualification Minimum NQF Level 7 Degree RE5

Important Closing Date Note Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 27/09/26

All appointments will be made in line with First Rand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

First Rand provides a comprehensive range of financial services in South Africa and certain markets in broader Africa. The group also offers certain niche products and services in the UK and India. Listed on the Johannesburg Stock Exchange (JSE) and the Namibian Stock Exchange (NSX), First Rand Limited is the largest financial institution by market capitalisation in Africa. The group follows a multi-branding approach.

Its portfolio of financial services businesses includes FNB, RMB, Wes Bank, Ashburton Investments, Aldermore, Moto Novo and Direct Axis. Many are leaders in their respective segments and markets, offering transactional, lending, investment and insurance products and services The First Rand Corporate Centre houses many of the critical functions required by a large and complex financial services group. The group’s track record of delivering superior returns to shareholders has been achieved through a combination of organic growth, acquisitions, innovation and the creation of completely new businesses.

The group’s purpose of delivering Shared Prosperity provides many opportunities for employees to innovate to address social and environmental challenges in our markets. All of our businesses have successful Volunteering programmes which also allow employees to adopt and support causes close to their hearts.