Software Engineer: Back-End

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please !

2. Once you have completed the above finalize your application by clicking apply below.

We appoint energized and motivated people for their potential and continuously look to find talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better.

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the client first, act with energy and take ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and can grow.

A Back End Software Engineer (Level II) is a key member of a cross‑functional delivery team within the Payments domain. The role is responsible for the full software development lifecycle from design and implementation to deployment and ongoing operational support. Operating within a high‑scale, high‑availability environment, the engineer builds reliable server‑side systems and APIs that power core payment capabilities.

Engineers at this level translate business and technical requirements into working software, contribute to architectural decisions, ensure system performance and scalability, and uphold strong engineering standards across the Payments ecosystem.

• Grade 12 National Certificate / Vocational

Preferred Education

• Tertiary qualification in Information Technology or Computer Science

Experience Requirements

• 3+ years’ proven experience in back‑end software development
• Experience with back‑end frameworks, cloud services, and container‑based environments

Programming Languages

• Required / Strong:
• Beneficial / Exposure:
• Go Lang
• .NET

Other Technical Skills (advantageous)

• AWS
• Terraform
• Unit testing
• SQL and No
  
  SQL
• REST APIs
• Dashboarding (such as Grafana, Power
  
  BI)

• Strong analytical ability
• High EQ with ability to disagree constructively
• Team player with knowledge‑sharing mindset
• Resilience and ability to work under pressure

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP
13). Capitec Bank Limited Reg. No: 1980/003695/06