Agency Disclosure Specialist

3 days ago Be among the first 25 applicants

Home Xpress – Your Leading Non‑QM Mortgage Lender.

Join our growing team and be part of the Top Non-QM Lender in the Business.

We are known for closing mortgage loans with speed, ease, and convenience.

Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC.

If you have a service first mentality and thrive in a fast-paced environment, Home Xpress is the place for you.

Join us as we continue to grow and expand our business to the Non‑Delegated Correspondent Channel!

Job Title: Agency Disclosure Specialist

Department: Agency Operations

Reports To: Agency Operations Manager

FLSA Status: Non‑Exempt

Management: No

Salary Range: $52,000 - $64,000

The Disclosure Specialist is responsible for reviewing the initial submission file, and preparing the loan for initial disclosure. The Disclosure Specialist will send initial disclosures, submit the file to underwriting, and process COC re-disclosures throughout the life of the loan. You will work with sales, operations team, and title/escrow companies to ensure our borrowers have a smooth and enjoyable origination experience.

• Audit the initial submission file for accuracy
• Ensure data integrity and proper initial disclosure of the loan
• Resolve any compliance concerns or discrepancies
• Prepare and complete accurate and compliant Initial and subsequent disclosures within the TRID timing guideline requirements.
• Review loans to ensure accuracy of documentation, compliance with federal/state regulations and compliance with in-house loan policy
• Review loan documentation such as invoices, etc. to make sure all information is updated and accurate on closing disclosure

• Detail oriented and committed to the highest quality
• Works well independently
• Works well under pressure in a fast pace environment
• Problem solving and analysis
• An open‑minded individual that embraces change and innovation
• Superior communication skills, both verbal and written including professional and polite business email correspondence with proper grammar
• Ability to resolve complex issues with minimal supervision
• Strong time management skills to plan and organize a high daily volume with deadlines
• Must be a team player and work constructively and collaboratively with their fellow employees and title/escrow companies

• Follow policies and guidelines when processing Initial disclosures, subsequent re-disclosure and Closing Disclosure.
• Monitor pipeline and balance workload accordingly
• Work collaboratively with internal and external clients to provide superior customer service
• Thorough understanding of TRID guidelines

• High School Diploma or equivalent

• Minimum of 2 years as a mortgage loan disclosure specialist
• Experience with Byte Pro, and Compliance Ease preferred, not required

• This position is in an office setting with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations.

• Entry level

• Full-time

• Other

All your information will be kept confidential according to EEO guidelines.