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Loan Officer

Job in Santa Barbara, Santa Barbara County, California, 93190, USA
Listing for: West Capital Lending
Full Time position
Listed on 2026-01-12
Job specializations:
  • Finance & Banking
    Banking & Finance, Financial Services, Loan Officer, Financial Sales
Salary/Wage Range or Industry Benchmark: 80000 - 100000 USD Yearly USD 80000.00 100000.00 YEAR
Job Description & How to Apply Below

What We Offer

  • Leads: Access to 50+ live transfers and 5+ exclusive leads daily
  • Compensation: Take-home commission up to 275 bps per closed loan
  • Support: Full backing from an in-house manager and in-house processing team to ensure 100% support throughout the loan process
  • Work with 150 different lenders
    , with access to the top rate sheets from day one
Key Responsibilities
  • Assess loan applications by reviewing credit reports, financial documents, and client goals
  • Recommend appropriate loan products based on client eligibility and financial situation
  • Guide clients through the entire loan process, ensuring a smooth and informed experience
  • Verify documentation and ensure compliance with all regulations
  • Collaborate with underwriters, processors, and support teams to drive timely approvals
  • Maintain detailed knowledge of lending guidelines, market conditions, and regulations
  • Build and maintain strong client relationships to ensure satisfaction and referral business
  • Meet and exceed individual and team sales goals
Requirements
  • Minimum 1 year of experience as a Loan Officer or similar role in financial services
  • Current Loan Officer license (NMLS)
  • Strong understanding of loan products
    , underwriting, and industry compliance
  • Excellent interpersonal and communication skills
  • Ability to assess financial data and determine creditworthiness
  • Proficiency in Microsoft Office Suite and loan processing software
  • Highly organized and detail-oriented with the ability to manage multiple priorities
Equal Opportunity Statement

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Seniority level
  • Associate
Employment type
  • Full-time
Job function
  • Finance
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