Senior Underwriter - Binding

Senior Underwriter - Contract Binding

AmTrust E&S is looking for a Senior Underwriter for our Contract Binding division. Underwrites individual risk for acceptability, pricing, coverage, terms and conditions by developing, analyzing and evaluating information and exposures on risks of an increasingly complex technical nature with a high level of authority. Achieves production and loss ratio goals with assigned agents/brokers by reviewing and analyzing claims, loss history and taking appropriate action on accounts.

• Researches and develops new classes of business as directed. Researches market trends and competition.
• Assesses market viability, suggests form wording on endorsements and exclusions, and supports rate changes based on global strategy.
• Reviews individual risks with assigned brokers and either declines or accepts business based upon information necessary to make the decision.
• Analyzes exposures to loss, develops an adequate premium charge, determines endorsements and exclusions to address loss exposures for the insurance contract, and develops manuscript wording appropriate to the risk.
• Achieves team/individual production and loss ratio goals with assigned agents/brokers through sound management and marketing.
• Works with the most complex issues concerning coverage, terms and conditions, and continually analyzes premium and loss results of assigned agents/brokers by state and major classes of business.
• Oversees or handles policy maintenance items and other mid‑term requests, including conducting mid‑term policy audits.
• Reviews endorsement requests and authorizes necessary changes to the policy. Reviews loss‑control reports and recommendations; collaborates with the agent/broker to ensure loss‑control compliance.
• Travels to broker offices as required for training or marketing visits. Entertains clients visiting the company as required. Assists with development of marketing ideas and strategies for underwriting events and other marketing campaigns.

• Undergraduate studies degree preferred; equivalent work experience will be considered in lieu of a degree.
• Completion of general insurance courses such as CPCU, CIC, AU, ARM, CPIW, CWIS, or ASLI is preferred.
• A minimum of 5 years Commercial Lines underwriting experience handling complex accounts; excess & surplus lines experience required.

This job description is designed to provide a general overview of the requirements of the job and does not entail a comprehensive listing of all activities, duties, or responsibilities that will be required in this position. AmTrust has the right to revise this job description at any time.

AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include:
Medical & Dental Plans, Life Insurance (including eligible spouses & children), Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off.

AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities.

AmTrust values excellence and recognizes that by embracing diverse backgrounds, skills and perspectives, it sustains a competitive advantage and remains an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices; it is an integral part of who we are as a company, how we operate and how we see our future.