Mortgage Loan Officer - Licensed

2 days ago Be among the first 25 applicants

Verity is hiring for a Mortgage Loan Officer at our Seattle, WA Headquarters location. This is an in-branch position based in Seattle, WA. At Verity, we empower our member’s financial lives and create vibrant communities. Since 1933, Verity has been a local member‑owned credit union. We are also the only financial institution in the Pacific Northwest that is a part of the Global Alliance for Banking on Values (GABV).

The Mortgage Loan Officer is responsible for driving mortgage loan growth through external sales activity, fostering referral relationships, and guiding members through the home lending process. This role requires strong knowledge of conventional and non‑conforming mortgage products, regulatory standards, and community engagement practices. The Mortgage Loan Officer works independently to ensure a seamless lending experience from application through closing, serving as a trusted advisor and advocate for borrowers.

Verity has continued to maintain an open and positive work culture. We make sure people come first! Some ways we help employees live their best lives:

• Base Pay: hourly range min $20.76 to max $31.25 + commission monthly. Starting pay is offered based upon an applicant’s experience and education relevant to the position.
• Paid Time Off:
  All Verity employees receive 11 paid holidays per year and 3 floating holidays, as well as paid time off (PTO is combined vacation and sick leave.) PTO starts accruing immediately at a rate of 20 days per year.
• Benefits:
  Both full and part‑time employees (and their family) are eligible for medical, dental, vision, and basic life insurance, with a no cost option available for employee only coverage! Employees have the option to enroll in our 401k plan and receive an employer match up to 6%.
• Other Benefits:
  This position is eligible for annual cash bonuses up to 1% and a 1% profit‑sharing bonus to 401k accounts based on company performance.
• Great Perks:
  Other Verity benefits include a wellness subsidy, a transportation reimbursement benefit and education reimbursement.

• Generate mortgage loan applications through external sales and community engagement.
• Conduct outreach with prospective borrowers and local housing market stakeholders.
• Attend real estate and financial services events to represent Verity Credit Union.
• Maintain a pipeline of leads and follow up consistently to convert to applications.

• Interview and prequalify members applying for mortgage loans.
• Complete applications and gather documentation according to investor requirements.
• Communicate loan status, decisions, and next steps to borrowers.
• Explain denials and provide alternative loan solutions when applicable.

• Establish and maintain productive relationships with realtors, builders, and mortgage brokers.
• Act as a liaison between partners and borrowers to facilitate successful transactions.
• Deliver consistent follow-up and education to maintain strong referral pipelines.

• Educate members and partners on loan options including conventional, FHA, VA, and non‑conforming products.
• Review financial documents to recommend appropriate loan products.
• Advise on pricing, rates, and qualification requirements.

• Ensure applications and files comply with internal policies and investor guidelines.
• Stay informed about changes to mortgage regulations and market trends.
• Review documentation for accuracy, completeness, and legal compliance.
• Coordinate with operations to ensure timely loan processing and closing.

• Participate in team meetings, training, and continuous improvement initiatives.
• Complete required reports and administrative tasks as needed.

• Self‑Management:
  Demonstrates initiative, organization, and accountability while working independently in a hybrid work environment. Manages tasks with minimal supervision.
• Mortgage Product Expertise:
  Applies expert‑level knowledge of conventional,…