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AML Models Specialist

Job in Seattle, King County, Washington, 98127, USA
Listing for: Meta
Full Time position
Listed on 2026-01-03
Job specializations:
  • Finance & Banking
    Financial Compliance, Regulatory Compliance Specialist
Job Description & How to Apply Below

Summary

As a member of the Meta Fin Tech Compliance (MFTC) Anti-Money Laundering (AML) Models & Rules Team, you will drive efforts related to designing, developing, validating, and maintaining automated controls (Models, Rules, Triggers) to effectively mitigate inherent AML risks across our Family of Apps and suite of payments products. You will work collaboratively with a dynamic group of cross‑functional stakeholders including, but not limited to, Engineering, Legal, Product, Integrity, and other Compliance functions.

You will leverage Meta’s vast resources to create innovative, scalable, and highly effective AML technical solutions, along with supporting processes and governance to align with regulatory obligations set forth by all relevant Anti‑Money Laundering/Counter‑Terrorist Financing (AML/CTF) laws, protect Meta’s platforms from being abused by bad actors, and continue to enable and foster a safe environment for our users.

Meta Payments Inc. is committed to complying with Anti‑Money Laundering/Counter‑Terrorist Financing (“AML”/“CTF”) obligations imposed by federal, state, foreign, and other applicable laws. These governing laws and regulations may include without limitation the following: the Bank Secrecy Act (“BSA”); the USA PATRIOT Act of 2001 (“Patriot Act”); the rules and regulations overseen by the United States Department of the Treasury’s Office of Foreign Assets Control (“OFAC”);

and other requirements applicable to registered money services businesses (“MSBs”). Meta Payments maintains a risk‑based Policy and Program designed to ensure compliance by Meta Payments and its affiliates with governing law.

Required Skills AML Models Specialist Responsibilities
  • Drive the end‑to‑end automated control delivery process to include design, development, validation, implementation, ongoing monitoring, and ongoing maintenance.
  • Enable new product launches and AML coverage expansion by:
    1) identifying and understanding inherent AML risks with Meta’s payments products;
    2) deriving business and technical requirements to sufficiently and precisely mitigate inherent AML product risks;
    3) collaborating effectively with cross‑functional partners to complete the end‑to‑end automated control delivery process.
  • Support and direct the continuous improvement of existing automated AML controls through:
    1) identifying and proposing modifications to address new/emerging patterns, risks, and external factors that may impact the productivity of automated controls;
    2) routinely assessing opportunities and proposing changes to enhance control effectiveness and efficiency;
    3) executing threshold tuning exercises based on statistical quantitative analysis and supporting testing to ensure controls are operating efficiently and effectively.
  • Proactively monitor trends and patterns across the AML control suite to identify and propose potential solutions to mitigate risks.
  • Collaborate with the Compliance Governance and Issues Management teams to ensure the automated controls maintain compliance and are constantly aligned with the relevant policies, procedures, and processes.
  • Create and maintain documentation to clearly explain and bring clarity to how an AML control was designed, validated, implemented, and maintained.
  • Interface with and lead interactions with examiners, regulators, auditors, and other third parties.
  • Brief leadership on high‑priority initiatives by clearly summarizing and communicating the impact to Meta’s AML program, current status of the initiative, and planned course of action.
  • Stay up to date with AML regulations, guidelines, and risks and propose controls enhancements.
  • Minimum Qualifications
  • 8+ years of experience in AML Program and automated control development, expansion, and maintenance.
  • Bachelor’s degree, Advanced degree/certification (MS/MA/CAMS/CFE) or equivalent practical experience.
  • Expertise in SQL/Python and handling large‑scale datasets to effectively develop and assess automated AML controls.
  • Practical experience with and understanding of machine learning in AML technology.
  • Expertise and experience with understanding of the AML landscape, risks, and requirements as it relates to AML technology.
  • Ex…
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