Director Product Manager, Commercial Banking

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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way.

Join us to invest in yourself, your career, and the financial world.

About the Role We’re building Commercial Banking from the ground up and are looking for a Director Product Management  to lead the strategy, architecture, and delivery of our next-generation business banking platform.

This is a 01, company-level role responsible for defining how businesses move and manage money across modern rails — including Wires, ACH, Fed Now, and emerging real-time/stablecoin settlement. You will set the vision, drive the roadmap and deliver the experiences and infrastructure that commercial clients need to run their businesses. You’ll operate with high autonomy, influence executive strategy, and lead complex, regulated financial systems from concept through scale.

What you’ll do Define the multi-year product vision and roadmap for Commercial Banking Own and deliver client facing experiences and APIs and end-to-end platform: business accounts, payments rails (Wires, ACH, Fed Now), treasury capabilities, and APIsLead 01 product development from discovery through launch and scale

Manage and grow a product team to drive roadmap and delivery as business scales

Partner cross-functionally with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales and Operations teams to bring product roadmap to life Translate regulatory and operational constraints into elegant product solutions

Drive measurable outcomes: adoption, volume, reliability, cost efficiency, and risk performance

Influence company strategy and mentor other PMs as a subject-matter expert in commercial banking

What you’ll need Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
10+ years of product management experience, with significant time in platform and B2B roles

Experience building and growing teams of product managers

Strong cross-functional collaboration and influence skills

Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders. Experience presenting to C-level leadership

Direct experience building commercial/business banking or payments products

Deep knowledge of Wires and ACH systems and operations

Experience launching regulated financial products at scale from within a Bank Entrepreneurial mindset, with proven track record leading ambiguous, cross-team 01 initiatives independently

Strong technical fluency with APIs, ledgers, and payments architectures

Preferred Qualifications

Experience with Fed Now or real-time payments (RTP)
Stablecoin, tokenized deposits, or blockchain-based settlement experience

Sponsor bank or Banking-as-a-Service experience

Treasury, cash management, or reconciliation platform exposure

Experience building front-end b2b experiences Experience building developer-first financial platforms or serving fintech/platform customers

Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFipage!

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