Officer - Treasury Sales

To support the growth of the Bank’s treasury business by identifying client requirements, promoting and facilitating Sharia-compliant treasury products and solutions, and developing strong relationships with corporate, SME and institutional clients. The role is responsible for supporting treasury sales activities, coordinating transaction execution, providing market updates and ensuring adherence to applicable Sharia principles, regulatory requirements and internal policies.

Key Accountabilities :

1. Treasury Sales and Client Relationship Management

• Develop and maintain effective relationships with corporate, SME and institutional clients.
• Identify client requirements and business opportunities for treasury products and services.
• Promote appropriate Sharia-compliant treasury solutions in line with client needs.
• Respond to client enquiries and provide product information, indicative pricing and market updates.
• Support the achievement of assigned treasury sales targets and business growth objectives.

2. Treasury Products and Market Intelligence

• Promote the Bank’s approved Islamic treasury products, including foreign exchange and Islamic hedging solutions.
• Monitor foreign exchange, money markets, profit rates and other relevant financial market developments.
• Prepare and circulate daily market updates, market commentary and relevant pricing information.
• Prepare and maintain Sukuk pricing sheets and other treasury market information.
• Identify market trends and potential business opportunities to support treasury sales activities.
• Sukuk pricing and market updates

3. Transaction Coordination and Execution

• Coordinate with the Treasury Trading Desk to obtain pricing and facilitate the execution of client transactions.
• Ensure that client instructions and transaction details are accurately communicated to the relevant internal teams.
• Follow up on transaction execution, confirmation, settlement and related documentation.
• Liaise with Relationship Managers and relevant departments to ensure timely and accurate transaction processing.
• Escalate transaction discrepancies, delays or operational issues to the appropriate personnel.

4. Business Development and Internal Coordination

• Work closely with Relationship Managers to identify and develop treasury business opportunities.
• Support cross-selling initiatives and promote the Bank’s treasury products to existing and prospective clients.
• Coordinate with internal stakeholders to facilitate client requirements and resolve service-related issues.
• Maintain effective communication with the Trading Desk and other relevant departments.

5. Compliance, Risk Management and Reporting.

• Ensure that all treasury sales activities are conducted in accordance with applicable Sharia requirements, regulatory guidelines and internal policies.
• Ensure that client transactions are appropriately documented and processed in accordance with established procedures.
• Maintain accurate records of client interactions, quotations and executed transactions.
• Identify and promptly elevate potential operational, compliance or conduct-related risks.
• Prepare periodic reports on treasury sales performance, client activity and business opportunities.

6. Consumer Protection and Customer Conduct

• Ensure fair and transparent treatment of clients in accordance with applicable consumer protection requirements.
• Provide accurate and clear information regarding treasury products, pricing, associated risks and terms.
• Handle client enquiries and complaints professionally and elevate matters through established channels.
• Maintain confidentiality and protect client information.
• Adhere to the Bank’s Code of Conduct, Risk Framework and relevant regulatory requirements.

QUALIFICATION, EXPERIENCE & OTHER SKILLS

Minimum Qualifications
Bachelor:
Finance & Banking Science, Economics and Financial Management

Other Qualifications (If Any) :Professional certificates are a plus

Minimum Experience :2 years of experience in treasury sales within an Islamic Bank or Financial Institution with strong knowledge of Shariah-compliant treasury products and services.

Computers/ Systems / Software Skills :MS Office - Intermediate and Excel proficiency

Languages Proficiency :English Proficient ,Arabic Independen