Director, Payments Compliance & Regulatory Affairs

Brim Financial is a category defining fintech, building the operating system for credit cards and payments. Our platform powers card programs for banks, credit unions, fintechs, and global brands across North America. We are a fast-growing company. We are backed by EDC Growth Equity, Epic Ventures, Vistara Growth, and Impression Ventures and have been recognized as a CB Insights Fintech 100 company and Deloitte Fast 50 and Deloitte Fast 500 winners.

Brim Financial is a category defining fintech, building the operating system for credit cards and payments. Our platform powers card programs for banks, credit unions, fintechs, and global brands across North America. We are a fast-growing company. We are backed by EDC Growth Equity, Epic Ventures, Vistara Growth, and Impression Ventures and have been recognized as a CB Insights Fintech 100 company and Deloitte Fast 50 and Deloitte Fast 500 winners.

The Director, Payments Compliance & Regulatory Affairs is responsible for building, maintaining, and continuously improving Brim's regulatory compliance program across its payments, card issuing, and fund safeguarding activities. Reporting into Brim's compliance leadership, this role ensures Brim's platform and card programs meet all applicable Canadian regulatory requirements, including the Retail Payment Activities Act (RPAA), anti-money laundering and counter-terrorist financing (AML/CTF) obligations, and card network rules - while helping the business move quickly and confidently as it scales.

This is a hands-on individual contributor role that directly contributes to day-to-day business priorities while helping shape and drive the overall strategy.

This role is ideal for a detail-oriented compliance professional who thrives at the intersection of regulation, technology, and financial services, and who wants to help build and operationalize a compliance function from the ground up at a fast-scaling fintech.

• You have 6+ years of experience in financial services, fintech, or payments compliance and regulatory affairs, ideally touching card issuing, prepaid products, or money services businesses.
• You have working experience with Canadian payments regulation (RPAA/RPAR) and AML/CTF requirements under the PCMLTFA, or a demonstrated ability to get up to speed quickly on specialized regulatory frameworks.
• You're comfortable reading and interpreting legislation, card network rules, and legal agreements, and translating them into practical, operational policies that a cross-functional team can actually follow.
• You're a clear communicator who can explain complex regulatory requirements to non-compliance colleagues in product, engineering, and finance.
• You have a bias toward building durable, well-documented processes — not just checking boxes.

• Maintain and continuously improve Brim's regulatory compliance framework, including policies related to the safeguarding of end-user funds under the RPAA and RPAR.
• Monitor and interpret changes to applicable regulations (RPAA, AML/CTF, provincial consumer protection, card network rules) and translate them into updated internal policy and procedure.
• Support Brim's RPAA Senior Officer with required Bank of Canada filings, annual reports, and incident notifications, while interpreting and operationalizing Payments Canada by-laws, rules, standards and notices that affect Brim’s card payment flows: ACSS for pre-authorized debits and card repayments, Lynx, and RTR.
• Review and advise on cardholder agreements, disclosures, and fee structures for compliance with Canadian consumer protection and disclosure requirements.
• Managing relationships with regulators, card networks and Payments Canada, and responding to consultations and…