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Credit Asset Management Lead - Global Corporate Functions - Finance Regular

Job in Singapore, Singapore
Listing for: ByteDance
Full Time position
Listed on 2026-01-13
Job specializations:
  • Finance & Banking
    Risk Manager/Analyst, Financial Analyst, Financial Manager
Salary/Wage Range or Industry Benchmark: 80000 - 100000 SGD Yearly SGD 80000.00 100000.00 YEAR
Job Description & How to Apply Below
Position: Credit Asset Management Lead - Global Payment Corporate Functions - Finance Regular

Credit Asset Management Lead - Global Payment

Location:

Team:
Finance

Employment Type:

Regular

Job Code: A130699

Responsibilities

About The Team:
The Global Payment team of Byte Dance provides payment solutions—including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and more—to ensure that our users have a smooth and secure payment experience on Byte Dance platforms including Tik Tok.

  • Lead and execute on-balance sheet funding solutions in various ways to support fintech lending business growth in SEA and LATAM.
  • Build up credit asset liability cash flow and portfolio management model, and work out the strategy on asset liability match to ensure the balance between cost of funds and liquidity risks.
  • Support the analysis and negotiation with external partners to ensure sustainable funding sources for business expansion, and explore asset‑back securitization opportunities.
  • Responsible for credit asset management related system development on key indicators, operational functionalities, and risk alerts.
  • Optimize credit asset management strategy and models leveraged by forecasting based on business features, and funding partner's capabilities.
  • Supervise daily liquidity operations on credit asset liability for Fintech lending businesses, with in‑depth knowledge on business scenarios and product features.
  • Qualifications

    Minimum qualifications:

    • 5+ years of experience in Fintech lending companies, with strong exposure to SEA or LATAM markets.
    • Know funding cost from external parties well in various consumer lending business scenarios, especially ABS, channeling loans, etc. in SEA, LATAM.
    • Bachelor's degree in Finance or equivalent.

    Preferred qualifications:

    • Fast learner and able to think systematically under pressure.
    Job Information About Us

    Founded in 2012, Byte Dance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including Tik Tok, Lemon8, Cap Cut and Pico as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, Byte Dance has made it easier and more fun for people to connect with, consume, and create content.

    Why

    Join Byte Dance

    Inspiring creativity is at the core of Byte Dance's mission. Our innovative products are built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and enrich life – a mission we work towards every day.

    As Byte Dancers, we strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our Company, and our users. When we create and grow together, the possibilities are limitless. Join us.

    Diversity

    & Inclusion

    Byte Dance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At Byte Dance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach.

    We are passionate about this and hope you are too.

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