Transaction Banking Cash Product Manager, Cross Border Transaction FX - AVP

As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.

But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments.

Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

We are seeking a highly motivated Product Manager to drive the growth and innovation of our Cross-Border Payments and Transaction FX business within Global Transaction Banking. This role is responsible for the end-to-end management of cross-border payment and transaction FX products, including product strategy, commercialization, profitability, customer experience, and product development. The successful candidate will play a key role in shaping the bank's payments proposition amid rapidly evolving customer expectations, regulatory changes, and advances in payment technologies.

The ideal candidate combines strong product management capabilities with a deep understanding of transaction banking, payments infrastructure, and digital transformation trends.

To succeed in this role, you'll need to take a client-centric approach, understanding the needs and pain points of our corporate clients. You'll work closely with cross-functional teams to develop and implement cash management solutions that meet the evolving needs of our clients. You'll also need to stay up-to-date with industry trends and regulatory changes to ensure our solutions remain competitive and compliant.

• Own and manage the Cross-Border Payments and Transaction FX product portfolio, with accountability for product performance, revenue growth, profitability, customer adoption and market competitiveness.
• Develop and execute product strategy and roadmap aligned with the bank's transaction banking objectives and evolving customer needs.
• Identify market opportunities through customer insights, transaction analytics, competitive intelligence and industry trends.
• Define product value propositions, business cases, success metrics and commercialization strategies for new product launches and enhancements.
• Lead product pricing strategy, fee structures, bundling initiatives, and profitability optimization across customer segments.
• Monitor product performance and customer behaviour to identify growth opportunities and recommend product enhancements.
• Manage the full product lifecycle, including ideation, development, implementation, maintenance, enhancement and retirement of products when appropriate.
• Partner with Sales, Relationship Managers, Client Services, Operations, Technology, Compliance, Risk, Legal, Finance and Marketing teams to deliver successful product outcomes.
• Support client engagements and strategic opportunities by providing product expertise and solutioning capabilities.

• Drive innovation initiatives to enhance customer payment journeys, improve straight-through processing and simplify cross-border transaction experiences.
• Lead end-to-end product improvement initiatives, working closely with Technology and Operations teams to…