Commercial Portfolio Manager

Overview

Join to apply for the Commercial Portfolio Manager role at Security National Bank
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Location:

Sioux City, IA. Regular business hours, Monday through Friday.

Do you enjoy working with financial data and aspire to elevate your career and become a Commercial Lender? At Security National Bank, we believe everything matters—from the words we say to the decisions we make. We value the potential of each person and aim to help every individual reach theirs. We are seeking a Commercial Portfolio Manager who can provide timely and accurate financial information to support credit decisions and assist with preparing credit analyses for loan requests.

The Commercial Portfolio Manager provides commercial lenders with financial information, including financial statement analysis, collateral analysis, risk rating recommendations, trend analysis, and identifying the credit’s strengths and weaknesses.

We are looking for someone skilled in analyzing financial information who can work under limited supervision with strong analytical skills and accuracy.

• Assist with all aspects of preparing credit analyses for loan requests, including financial statement analysis, collateral analysis, risk rating recommendations, trend analysis, and identifying the credit’s strengths and weaknesses.
• Utilize spreading software and other software programs to assemble, manipulate, and format data and reports for credit analysis.
• Spread financial statements and tax returns in accordance with policies to assess a borrower’s financial strength.
• Perform analyses on cash flow, forecast, and industry/economic factors affecting the request.
• Prepare credit comments after research and analysis is completed.
• Complete loan reviews on various credits within the loan portfolio to ensure proper documentation and accurate risk rating.
• Perform collateral inspections and review customer accounts to identify potential credit quality issues.

• Strong analytical mindset with high accuracy and attention to detail.
• Ability to work independently, manage deadlines, and make informed decisions.
• Excellent oral, written, and interpersonal communication skills.
• Service-oriented and respectful approach to client interactions.
• Advanced problem-solving and critical-thinking abilities.
• Team-oriented with the ability to collaborate across all levels of the organization.
• Self-motivated with the ability to take direction and complete projects independently.

• Bachelor’s degree in business, finance, accounting, or related field (or equivalent work experience).
• 1+ year of credit analysis or related financial experience preferred.
• Strong understanding of credit principles and financial risk assessment.
• Proficiency in Microsoft Word, Excel, and financial analysis software.
• Experience navigating multiple financial systems and databases.
• Proven ability to assess risk, identify opportunities, and recommend strategic solutions.

We stand for excellent service and are committed to doing what’s right. Our team is connected to the communities we serve, giving back and embodying our mission to make a positive difference. If you are ready to take the next step in your career with an organization that values integrity, relationships, and growth, join us in creating a lasting impact.

Regular business hours, Monday through Friday.

We offer a comprehensive benefits package including medical, dental, short and long‑term disability, life insurance, paid time off, a wellness program, and a 401(k) plan at hire for future financial protection.

Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on principles of integrity, open-mindedness, efficiency, respect, and human connection. We are an Equal Opportunity, Affirmative Action Employer. Applicants are considered for all positions without regard to race, color, religion, sex, national origin, age, disability, marital status, or veteran status.

Sioux City, IA